Steve Fischer
Branch Manager
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Steve was so helpful and patient and was there for absolutely anything I needed!
..........
Reply from Steve Fischer
July 20th, 2026 04:51 PM
Clinton, I appreciate the perfect rating! If there's anything specific you'd like to share about your experience, feel free to let me know. I'm here to help with any future needs you might have.
I could not be happier with the service I received. Steve answered every time I called and was absolutely wonderful to work with on my loan. Will recommend Lower Mortgage every chance I get.
Steve you were absolutely great! Thank you for always taking my calls and talking me down off the ledge and listening to me vent! I will refer you every chance I get .
Reply from Steve Fischer
June 24th, 2026 04:25 PM
Carla, I'm grateful for your kind words and am pleased to have been there for you. It's important to me to provide support and be available when needed. Thank you for your trust and willingness to refer me.
Timely communication, easy to talk with, quick to explain anything not understood and happy to provide any needed clarity on anything - Steve and his team simply made the entire experience enjoyable and I would highly recommend them.
Reply from Steve Fischer
June 8th, 2026 07:42 PM
Christopher, I'm pleased to hear that you found the communication timely and the experience enjoyable. It means a lot to me and my team that we could provide clarity and make the process smooth for you. Thank you for your high recommendation!...
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Steve Fischer has received a review with 5 star rating from Heath N
Very informative, very patient, worked diligently to make sure I had all options laid out and help guide us with his expertise to ensure we had the best options available.
Reply from Steve Fischer
June 4th, 2026 03:52 PM
Heath, I'm glad to hear that you found my guidance informative and patient. It's important to me that you have all the options clearly laid out, and I'm happy I could assist in finding the best solutions for you. If there's anything more you...
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steve and his team did an excellent job and were extreamly helpful with any questions or concerns we had.
Reply from Steve Fischer
June 2nd, 2026 06:40 PM
Homer, I appreciate your kind words about the service you received. It's great to know that my team and I could be helpful with your questions and concerns. If there's anything else you need, please feel free to reach out.
THank you!
Reply from Steve Fischer
May 29th, 2026 03:17 PM
Lindsey, I'm thankful for your kind words. If there's anything else you need, please don't hesitate to reach out.
Josh Colvin was great throughout the entire process!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 139230
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.