Christina Klingman (TINA)
Sr. Loan Officer
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L...... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Staying on top of things and informing us of the next steps.
Reply from Christina Klingman (TINA)
March 30th, 2026 04:43 PM
I'm glad to hear that you felt informed throughout each step of the process, Shaun. I always strive to keep everything clear and ensure a smooth experience for my clients.It was truly a pleasure assisting you, not just once, but twice! If there's...
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The personal service and attention was over the top thank you
Reply from Christina Klingman
February 17th, 2026 02:21 PM
I'm really glad to hear that you appreciated the personal service and attention, Rafael. It's important to me that you felt well taken care of. Thank you for taking the time to share your positive experience. If you need any more assistance...
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I don't usually write reviews, but I get that people only hear about the bad experiences and not the great service they obtain. I started at Chase Bank to get a mortgage, and I also asked about Navy Federal. I also asked a realtor friend if...
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Reply from Christina Klingman (TINA)
February 20th, 2026 04:46 PM
Rafael,I am truly at a loss for words after reading your review. It means more to me than I can fully express. I genuinely care about every person I have the privilege of working with, and being part of such an important milestone in your life...
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Communication and patience in explaining everything that goes on in the process
Reply from Christina Klingman (TINA)
October 27th, 2025 03:21 PM
I’m glad to hear that the communication and patience I provided were helpful to you, Jordan. Thank you for sharing your positive experience. It truly was a pleasure to work with you
Im very grateful for Christina, she helped me out tremendously. She was patient and answered all my questions and concerns. She walked me through the entire process explaining everything as each step was met. I would definitely work with her...
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Reply from Christina Klingman (TINA)
October 27th, 2025 03:20 PM
It was a pleasure assisting you and ensuring everything was clear throughout the process. I hope your next chapter in life brings you so much joy and happiness in your new home. Thank you for your kind words, and I look forward to working...
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Pleasure to work with. Answered all my questions .
Reply from Christina Klingman (TINA)
October 20th, 2025 01:38 AM
Thank you, John, it truly was a pleasure to work with you I am glad I was able to help you and answer all your questions. Please continue to feel free to reach out at any time.
Her personality and communication
Reply from Christina Klingman (TINA)
September 22nd, 2025 03:36 PM
I'm pleased to hear that you appreciated my personality and communication. It's rewarding to know I could make the process a positive experience for you. If there's anything else I can assist you with, please feel free to reach out. Thank you...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
USDA Loans
Specialities
Homebuying
Refinancing
Financing
HELOC
Search Rank ScoreLearn More →
297
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Year Started
2022
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 2259242
Achievements
- Helping people buy homes
Hobbies
- Beach
- pool
- hiking
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.