Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
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Very organized, great communication, explained thoroughly steps along the way, responded quickly. Fantastic experience
Reply from Jeff Marsack
August 25th, 2026 01:21 PM
Tina, I appreciate your kind words about the organization and communication throughout the process. I'm glad to know you had a fantastic experience. Thank you for sharing your feedback!
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Nick Morrone has received a review with 5 star rating from Thomas W
Reply from Owner
September 1st, 2026 04:30 PM
Thank you again for allowing me to work with your family to become a first time home buyer. I am appreciative of your service to our country and I love working with veterans. You also live nearby, so I hope for an invite to your housewarming...
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Awsome my guy is
Reply from Nick Morrone
August 25th, 2026 06:41 PM
Steven, I appreciate your positive feedback. I'm glad to know you had a good experience. If there's anything more I can do for you, feel free to reach out.
Dane was very nice and went above and beyond To get the deal done
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Josh Mick has been my "go to" lender for a decade and Zach is just as wonderful
Reply from Zach Mick
August 19th, 2026 06:32 PM
Rachael, thank you so much for the kind words and for trusting me with your buyers. Following in Josh's footsteps as your "go to" is a real honor, he's set a high bar on this team, and I'm glad the experience felt just as solid on my end. I...
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Cindy is great! She is very fair and honest.
Reply from Owner
September 1st, 2026 04:07 PM
Thank you Thomas! Enjoy your new home!!!
Cindy was there for us throughout the entire process even while she was on vacation. She is amazing!
Reply from Cindy Hammond
August 25th, 2026 02:05 PM
Thomas, I'm grateful for your kind words. I'm pleased to hear that I could be there for you throughout the process, even during my vacation. It's wonderful to know you had a positive experience.
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Katie and her team were communicative, efficient and great problem solvers!
Reply from Katie Henry
October 8th, 2026 04:06 PM
It was such an honor working with you!! Thank you!!!!
Adam and Gabby were absolutely incredible from the first conversation to the completion of settlement. Every phone call and text message were answered including after normal business hours. Not only were they professional, they were friendly...
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Reply from Adam Heiligman
August 25th, 2026 03:27 PM
Connie, I appreciate your kind words. It's wonderful to hear that Gabby and I could provide the support and professionalism you needed throughout the process. I'm glad we could be there for you every step of the way, making it feel like working...
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Great communication and customer service.
Reply from Karylle Wike
August 20th, 2026 01:57 PM
Noah, I appreciate your kind words about our communication and customer service. I'm glad to hear you had a positive experience!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.