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Nick Morrone
VP of Lending | NMLS# 1795139
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
For the past seven years, Nick Morrone has been an exceptional lending partner and a true asset to my real estate business. Through multiple transactions — each with its own timelines, challenges, and moving parts — Nick has remained consistent,...
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Reply from Nick Morrone
December 1st, 2025 03:52 PM
Thank you very much for the review. I am always happy to work with you and your clients! Thanks again for your partnership.
Where do I start. Nick turn my nightmare from my first time with a previous lender that did me wrong into my dream come true. He handled my case from start to finish and was honest through out my whole process. As a first time buyer with PTSD...
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Reply from Nick Morrone
November 6th, 2025 05:35 PM
Thank you for trusting me with your home purchase. It was a honor to work with you and your wonderful family! Let's keep in touch and i cant wait to see the memories you make in your new home :)
I cannot recommend Nick enough! From start to finish, he consistently goes above and beyond to ensure everything runs smoothly. His professionalism, communication, and dedication to my clients are unmatched. No matter how complex the situation,...
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Reply from Owner
October 1st, 2025 05:54 PM
Thank you for trusting me with your clients :)
Nick and team were great as always
Reply from Owner
October 29th, 2026 01:29 AM
Andrew, I'm grateful for your kind words about my team and me at Lower. It's wonderful to know that we consistently provide a great experience for you.
Nick was an excellent loan officer. He answered every questions I had throughout the loan process. He was always courteous and returned my phone calls and texts promptly. I hope to send him more customers so they can experience his great customer...
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Reply from Nick Morrone
October 29th, 2026 01:30 AM
Tonia, I appreciate your kind words and am glad to hear that you felt supported throughout the loan process with me and my mortgage team. It's great to know that my communication and service met your expectations. Please feel free to reach...
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Nick was wonderful to work with. He stayed with me for over three months in this process and gave valuable information and feedback on what to do and how to go about it.
Reply from Owner
October 29th, 2026 01:31 AM
Sergio, I'm grateful for your kind words and am pleased to hear that the information and feedback I provided were valuable to you. It was a pleasure to work with you throughout the three-month process. Congratulations on being a first-time...
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Great experience, walked me through the whole process, and he was very patient with me throughout the process. I would highly recommend him if your looking for a new lender
Reply from Owner
October 23rd, 2026 01:45 PM
Courtney, I'm happy to know you had a great experience and felt well-supported throughout the process. It's important to me that clients feel comfortable, and I'm grateful for your recommendation. Working with you through Lower was a pleasure....
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Nick was amazing throughout my home buying process! He was reassuring, quick to respond and we were cleared to close way ahead of schedule. I’ve always known he’s great at his job but now I’ve seen first hand how it feels to have his support...
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Reply from Owner
October 23rd, 2026 01:45 PM
Tina, I'm happy to know that you felt reassured and well-supported during your home buying process with me. It's great to hear that everything went smoothly and ahead of schedule. Thank you for choosing Lower and sharing your experience!
Nick is an AMAZING loan officer! If you are in the process of trying to process a home or considering a refi cash out, he should definitely be on your list to call. I only have a select few of preferred lenders and Nick is on that list🏡
Reply from Owner
October 23rd, 2026 01:46 PM
Shalitia, I'm pleased to know that you consider me a preferred lender and found my assistance helpful in your loan process. At Lower, I strive to ensure a smooth and informed experience for my clients. If there's anything more I can do for...
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Working with Nick was a great experience!
Reply from Owner
September 1st, 2026 04:24 PM
thanks for working with me again on your real estate portfolio goals and dreams. I love helping my clients become real estate investors!!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Ground-Up Construction Loans
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Memberships
- Gwinnett Young Professionals
- Greater North Fulton Chamber of Commerce
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1795139
Achievements
- 2025 Community Champion Award
- 2024 President's Club Member
- 2023 President's Club Member
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Hobbies
- traveling the world
- netflix
- family time :)
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.