

Lower, LLC, Columbia, MD
Columbia, MD

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Our experience with Lower Mortgage was truly wonderful from start to finish. The communication was top-notch throughout the entire process—we always knew what was happening, what was needed from us, and what to expect next. The timeframes we...
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Reply from Karylle Wike
August 23rd, 2026 07:09 PM
Thank You for the kind words, Joan! That was so nice to see and the entire team enjoyed working with you, as well!! Enjoy your new home and we are always here if you need us!😊
I can’t say enough great things about my lender and processor! They make an amazing team and are both extremely knowledgeable, professional, and dependable. Communication is always excellent throughout the entire transaction, and they do a...
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He's always gone the extra mile for me and all my clients. We've succesfully closed over 100 deals in the last several years and he's never let me down. He's saved countless deals that were dead and revieved many that were lost to other lenders...
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Amazing team suoer fast and eas transaction
Reply from Dilza Herrod
August 28th, 2026 03:24 PM
Justin, I appreciate your positive feedback about the team. I'm glad to hear that the transaction was fast and easy for you.
the overall experience from beginning to end was very pleasant along with all of the folks working together throughout the entire process were very knowledgeable professionals and extremely personable
Reply from Mike Carey
August 28th, 2026 03:03 PM
Donald, I appreciate your kind words about the pleasant experience and the professionalism of everyone involved. I'm glad to hear that you felt supported and well-informed throughout the process. Thank you for sharing your positive experience!...
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I am very pleased with my experience. He was professional, knowledgeable, responsive, and always available to answer my questions. He made the entire process smooth and easy to understand. I would definitely recommend them to anyone looking...
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Reply from Brock Fields
August 28th, 2026 02:41 PM
Marilynn, I'm grateful for your kind words and recommendation. It's wonderful to know that you found the process smooth and easy to understand. If you ever need further assistance, please feel welcome to reach out.
Luis was the best when it came to helping us throughout the whole loan experience. Any question we had he was just a phone call or text away! 10/10 would recommend!
Reply from Luis Cantu
August 28th, 2026 02:38 PM
Ashlley, I'm glad I could assist you throughout the loan experience and be readily available to answer your questions. Thank you for the wonderful recommendation!
excellent job, great costumer service and it was very quick and efficiently..
Reply from Karina Cabrales Home Loans, NMLS #9...
September 1st, 2026 04:20 PM
Adrian, thank you for your kind words. I'm pleased to hear that you found the customer service excellent and the process quick and efficient. If there's anything else you need, feel free to reach out.
Miranda Kelley - Team Acopia | Lower Mortgage has received a review with 5 star rating from Laila A T _
Reply from Owner
September 1st, 2026 06:11 PM
Laila, thank you so much for the perfect rating. I’m glad to know you had a positive experience with me and my team at Lower. Welcome Home!
Miranda made the entire process amazing with great communication and the skills needed for this transaction
Reply from Miranda Kelley - Team Acopia | Lowe...
August 21st, 2026 03:02 PM
Laila, I'm glad to hear that you found the process smooth. Your feedback means a lot to me, and I appreciate your kind words.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.