Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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closed
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closed
Mon
9 AM to 5 PM
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Reviews from Web
Cindy Hammond has received a review with 5 star rating from Kc B
Reply from Owner
September 1st, 2026 04:04 PM
Thank you so much! I appreciate it!
CIndy made this proses very easy and was a pleasure to work with.
Reply from Cindy Hammond
September 1st, 2026 04:05 PM
Thank you Casey! I appreciate you and excited to see your home when it's completed!
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Chris Murray was great to work with. He told us exactly what we needed from the start, and kept us updated throughout the entire process. Great communication and top-tier customer service! Highly recommend him
Reply from Chris Murray
September 3rd, 2026 02:03 PM
I'm glad to hear that you had a positive experience working with me, Nancy. It's great to know that the clear communication and customer service met your expectations. Thank you for your high recommendation!
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Zeida and Joandy came in and saved the day. Honest from day one and reliable. I would recommend them to any one. Fast, Reliable, honest, and easy to work with.
Reply from Zeida Mendez
August 27th, 2026 01:34 PM
Thank you, Annamim, for sharing your positive experience. I'm glad to hear that Joandy and I could help effectively and provide the reliability you needed. Your recommendation truly means a lot to us. Thank you for your trust and support. I’m...
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Lower, LLC
Joandy and Zeida were amazing. Very professional, honest and fast. Cant not thank them enough for all their help. Would recommend them to anyone in need of a lender.
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I had a horrible experience with another lender and were about to lose the house and contract. When my realtor told me to give Team Mendez a try I was so upset i didnt want to trust any one. But thankfully I put my doubts aside and they were...
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Reply from Zeida Mendez
August 27th, 2026 01:33 PM
Thank you Giovanni for taking the time to share your experience with us; your kind words mean a lot to us. Enjoy your home and don't hesitate to reach out to us if you need anything in the future.
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Easy and pleasant to work with.
Reply from Karylle Wike
August 31st, 2026 03:55 PM
Thank You and we appreciate the kind words, Austin!
George was on top of everything. He explained every part of the process thoroughly and was happy to answer any questions we had and he did it with a happy positive attitude. We will definitely use George going forward for all our real estate...
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Reply from George DeMare
September 15th, 2026 07:18 PM
Thanks Kara! You were great to work with and I'm excited for you guys with your new place in Florida.
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ever answer our questions quickly
Reply from Jeff Marsack
September 3rd, 2026 05:58 PM
Edward, I'm pleased to know that I was able to answer your questions quickly. Your feedback is greatly appreciated!
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The organization, constant communication, and the patience when it came to answering all our questions!
Reply from Claudia Diaz
August 27th, 2026 04:46 PM
Thank you so much for your kind words! It was truly a pleasure working with you and your family. We appreciate your trust and are grateful for the opportunity to help!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.