Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
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Dante was in constant communication with us throughout the whole process. he was helpful, attentive, and very uplifting with every conversation and every interaction
Reply from Dante Rosa
August 27th, 2026 04:25 PM
Shane, we appreciate your kind words! We loved working with you and Brandi! What an enjoyable time throughout the process, at the closing table and seeing your new home!! Cannot wait to see it in the future!!
I had an amazing experience working with Terri! She communicated quickly, responded to every message almost immediately, and was always so helpful and patient with all of my questions. She worked hard to make everything come together and made...
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Reply from Terri Cagle - Team Acopia
August 27th, 2026 11:57 AM
Zacarri, I'm grateful for your kind words and am pleased to know that I could make the home buying process smooth and stress-free for you. Your recommendation means a lot to me, and I'm always here if you have any further questions or need...
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Lower, LLC
Could not recommend Lower Mortgage more! Very communicative and professional; we will be using them again if and when needed in the future!
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Laura was very communicative and always kept us informed on where we were during the process of purchasing our home. She always answered our questions in a timely and professional manner. We could not recommend Laura and the Lower Mortgage...
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Reply from Laura Kurtz
September 3rd, 2026 06:44 PM
Jason, I appreciate your kind words and recommendation. I'm glad to hear that I could keep you informed and answer your questions promptly during your home purchase process. Thank you for sharing your experience!
The level of communication that Nikkie and her team provided was unmatched. They literally make you feel like you are their only client, and truthfully, they fight for you like a trusted and protective family member! I've bought and sold several...
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Reply from Owner
October 2nd, 2026 05:24 PM
Robin, I'm grateful for your wonderful feedback about my team and our dedication to communication. It's great to hear that we could make the lending process feel easy for you and provide the support you needed. Thank you for your heartfelt...
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Communication was beyond amazing, and I honestly felt like I had a protective family member in my corner fighting for me every step of the way.
Reply from Nikkie Bickham
September 3rd, 2026 03:10 PM
Robin, I'm glad to hear that you felt supported throughout the process. Your kind words are truly appreciated, and I'm thankful for the opportunity to assist you.
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Lower, LLC
One the very best Mortgages out there keep up good work best rates that you can’t find anywhere
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Michael did wonderful job getting my loan and best of all i can say for he went out of his way to whatever he could to get it done in a timely manner to get my new home knowing the situation of me being in another state and so it was was a...
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Reply from Michael Hull
September 3rd, 2026 08:02 PM
Stephen, I appreciate your kind words and am pleased that I could help secure your loan in a timely manner despite the challenges of being in another state. It was a pleasure working with you, and I'm grateful for the opportunity to assist...
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communication between all parties concerned with this transaction,
Reply from Alan Ben-Porat
September 3rd, 2026 03:49 PM
I'm happy to hear that the communication was effective during your transaction, Mario. It's important to me that all parties are well-informed and supported. If you have any other feedback or need assistance, please let me know.
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Lower, LLC
I have the utmost respect and admiration for Maggie. She is patient kind and exceptionally knowledgeable about the loan industry. She makes getting along as pleasant as possible. I was extremely grateful for her assistance during the entire...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.