First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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it was great very great
Reply from Don MacPherson
September 14th, 2026 02:29 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
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Jeff made the process very easy and clear
Reply from Jeff Krueger
September 9th, 2026 10:31 PM
I'm glad to hear that I could make the process easy and clear for you, Ben & Jenna. Your feedback is valued, and I appreciate your kind words. If there's anything else you need, please don't hesitate to reach out.
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Phil was very helpful throughout the process and always had answers to my questions. I was very appreciative of him requiring me to take a first time home buyer course, it was very informative.
Reply from Phil Scaglia
September 14th, 2026 02:05 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
Great communication and easy online process
Reply from Matt & Betsy Maassen
September 14th, 2026 08:33 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
Very thorough.
Reply from Chris Laughlin
September 8th, 2026 08:38 PM
Thank you for allowing us to assist you with your mortgage.
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Phil was patient and a trusted expert every step of the way. He was also human, and fantastic to talk to. Great trust builder when wiring more money than you have ever wired in your life.
Reply from Phil Scaglia
September 14th, 2026 01:30 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
Gerry was great to work with. He was always available for questions and was very flexible when our closing date kept moving back and forth.
Reply from Gerry Phillips
September 8th, 2026 05:24 PM
Thanks, Ryan! I enjoyed working with you & Jessica. you 2 were terrific! I was out near your new home the other day & thought of you. Had a sponsored Open House in the area.
Great communication and preperation with friendly service!
Reply from Matt & Betsy Maassen
September 14th, 2026 02:27 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
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! is an excellent communicator. His level of expertise and knowledge about the process was exemplary. We appreciated his timely communication, and his ability to answer every single question and knowledgeable and timely way. We would highly...
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Reply from Jeff Krueger
September 9th, 2026 12:25 AM
Thank you Mark & Lorrayne as you were both a pleasure to work with and am glad we were able to get this done for you quickly so you could have this place as your own. Jeff
BeReal Jim just was just fantastic . Wales us through every step of the process and made us feel so comfortable
Reply from Jim Yarrington
September 14th, 2026 03:40 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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