
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Reviews from Web
Kim is very attentive and takes the extra time and effort to provide the best service for out home purchasing expierence! This is the second time I've used Kim for financing, and I will recommend her to anyone I know looking to buy a house....
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Reply from Kim Schultz
April 29th, 2026 03:22 PM
I am so thrilled & honored to work with you again on the purchase of your beautiful new home! I adore you, too! Please keep in touch, and do not hesitate to reach out if I can help with anything at all!
Gerry with a G is AMAZING!!, he was quick to respond to any form of communication, SUPER NICE, VERY Knowledable and friendly and just and all around great man to work with, my wife and I really enjoyed the experience and appreciate Gerry's...
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Reply from Gerry Phillips
April 29th, 2026 03:28 PM
Wow, Rick... thanks SO much for a super exceptional review. You know how I feel about you and Traci... simply magnificent!! I wish the best for you on your home's renovations and look forward to seeing it when you get them completed!
the overall experience was great communication with jenny quick and easy she made this process a lot easier!
Reply from Jenny Zillner
May 4th, 2026 03:33 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
You were extremely helpful in answering questions for myself and Jenna. This was especially helpful and made us feel more comfortable as first time buyers. Your teams' responsiveness and professionalism was greatly appreciated!
Reply from Kelly Whitwood
April 28th, 2026 02:29 PM
Thank you Cole. I am proud to work with an amazing team at First State Bank. You and Jenna were wonderful to work with! Hope you enjoy your great new home.
Had an excellent experience with Ron Ruzicka at First State Bank of St. Charles. We did a home refinance and Ron was very helpful in helping us get it done. Highly recommend him.
Reply from Owner
April 30th, 2026 12:00 AM
Thank you, John, for the great review! We’re glad to hear you had an excellent refinance experience with Ron. We appreciate your recommendation and the opportunity to assist you!
Jim Yarrington has received a review with 5 star rating from Cole B
Reply from Owner
April 29th, 2026 12:00 AM
Thank you so much for the 5-star rating, Cole! We truly appreciate you taking the time to share your support.
The personalized service and quick responses. Professional, passionate and polished!
Reply from Matt & Betsy Maassen
May 4th, 2026 04:26 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
More than helpful in every way
Reply from Todd Hedger
April 27th, 2026 02:06 PM
I'm grateful for your kind words, Joan. It's wonderful to know that I could be helpful to you in every way. If you need any further assistance, please feel free to reach out.
convenience
Reply from Kim Schultz
April 27th, 2026 12:53 PM
Thanks for allowing me to assist you and Tammie with your financing!
Best of luck with the move and enjoy your beautiful new home.
Mindy is always extremely attentive and helps wherever she can. The only experience that made things a little rough was the need to communicate with equifax about a situation that shouldn't have been an issue. Mindy was able to navigate that...
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Reply from Mindy Primm
April 27th, 2026 04:50 PM
It is always a pleasure working with you Matt. Thank you for your loyalty and the opportunity to assist you with the next chapter of your journey. All the best!
751–760 of 12222
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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