
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Phil was courteous, clear and patient.
Reply from Phil Scaglia
May 1st, 2026 06:05 PM
I really appreciate the feedback and look forward to working with you again.
Great, good,
Reply from Gerry Phillips
April 26th, 2026 07:47 PM
Congrats on your new home, Joe... I wish you the best and always feel free to reach out to me, if you feel I can help!
Lake of the Ozarks has received a review with 5 star rating from Joe B
Reply from Owner
April 30th, 2026 12:00 AM
Joe, your 5-star review means a lot to us—thank you!
Engaging, responsive, polite and thughtful in approach - a wonderful experience - thank you!
Reply from Jeff Fetterhoff
April 27th, 2026 04:54 PM
Thank you, Sandy. It was absolutely our pleasure and simply wonderful to have the opportunity to work with you! Enjoy the new home!
Scott was great! When we started the process of buying a home , I started making calls to potential mortgage companies. When I spoke with Scott he was genuinely trying to help me navigate the process. He even gave me advice about what I should...
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Reply from Scott and Traci Turner
April 30th, 2026 02:07 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
Barry was very easy to work with!
Reply from Barry Allen
April 24th, 2026 04:48 PM
Thank you so much for the kind words! I truly enjoyed working with you and appreciate you taking the time to share your experience.
Ron was wonderful. He explained every thing clearly and was always available when we had questions. We had a great experience.
Reply from Ron Ruzicka
April 29th, 2026 03:18 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
Phil was prompt with his responses, answered every question in detail, was extremely helpful and professional. He seemed genuinely interested and concerned that our experience was easy and comfortable. His patience and guidance made this experience...
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Reply from Phil Scaglia
April 29th, 2026 02:39 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
Rick is wonderful. He comes up with viable solutions of the problems and give us great advise everytime we contacted him. This is the fith time we used his services. That itself shows our confidence on him.
Reply from Rick Whisman
April 29th, 2026 02:22 PM
I really appreciate the feedback and look forward to working with you again.
Ron was extremely helpful with our refinancing and answered all of our questions quickly and accurately. He was always available at anytime day or night. i would definitely recommend Ron to anyone looking to finance a home purchase.
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Reply from Ron Ruzicka
April 29th, 2026 01:17 PM
I enjoyed working with you on your home refinance. Thanks for the great feedback.
761–770 of 12222
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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