
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Reviews from Web
Chris took time and effort to explain as we walked through the process, going over all details and options. It was a pleasure to work with him and Karen. You simply can’t do any better! Thanks, Chris!
Reply from Chris Laughlin
March 25th, 2024 03:29 AM
Rhonda: Thank you for the kind words. I'm glad we could help you and Jeremy purchase your new home.
Tracy is great. She’s kind and helpful and is awesome to work with.
Reply from Tracy Geer
March 28th, 2024 11:13 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
Great communication and advice
Reply from Chris Stecher
March 27th, 2024 02:08 PM
Thanks for the great feedback. I hope you enjoy your new home!
Kelly’s knowledge, responsiveness, and professionalism were all outstanding.
Further, the tools to interact, share files, sign etc were first rate.
I could not be happier with her service.
Reply from Kelly Whitwood
March 26th, 2024 05:45 PM
Ryan, thank you so much for your review! It was a great pleasure to work with you, and hope your new home brings you many special memories with your family. Happy Spring!
Having had the experience of working with Ashley and First State Bank has made my home-buying experience so much more easier than I had expected! And so helpful and courteous!!! I can't speak about that enough!!! I feel like they are party...
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Having had the experience of working with Ashley and First State Bank has made my home-buying experience so much more easier than I had expected! And so helpful and courteous!!! I can't speak about that enough!!! I feel like they are party...
read more
Having had the experience of working with Ashley and First State Bank has made my home-buying experience so much more easier than I had expected! And so helpful and courteous!!! I can't speak about that enough!!! I feel like they are party...
read more
Reply from Owner
October 3rd, 2024 12:00 AM
Crystle, we are so glad you had a great experience with our team. We work hard to meet expectations like yours, and we’re happy to hear we hit the mark for you!
Michael made the process very easy with great communication.
With all the questions I kept asking she and Kimberly were very patient and kind and answered them all with great detail. Thoroughly enjoyed working with them!
Reply from Ashley Jones
March 25th, 2024 06:14 PM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
Great guy to work with!
Reply from Shad Lager
March 25th, 2024 05:22 PM
Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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