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First State Bank of St. Charles in Saint Charles, MO

First State Bank of St. Charles, Saint Charles, MO

Saint Charles, MO
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We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have se... Show More
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Reviews from Web
  • M
    Mary K H
    SAINT LOUIS, MO
    Posted on March 27th, 2024 04:59 AM
    Ron is knowledgeable, efficient, and easy to work with.
    Reply from Ron Ruzicka
    April 1st, 2024 05:02 AM
    Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
  • L
    Lawrence J B
    WASHINGTON, MO
    Posted on March 27th, 2024 12:12 AM
    Professional service who had our best interest first
    Reply from Shad Lager
    April 1st, 2024 12:14 AM
    Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
  • W
    William R G
    Mission, KS
    Posted on March 26th, 2024 04:14 PM
    Thank you!
    Reply from Tracy Geer
    March 31st, 2024 04:22 PM
    I really appreciate the feedback and look forward to working with you again.
  • J
    Jennifer K W
    OLATHE, KS
    Posted on March 26th, 2024 03:25 PM
    Kelly worked late into the evenings and on weekends to assist us. She and her staff were always responsive, courteous and efficient!
    Reply from Kelly Whitwood
    March 26th, 2024 05:44 PM
    Thank you very much Jennifer. It was a pleasure working with you and Eric. Enjoy your wonderful new home!
  • K
    Kevin L H
    SAINT LOUIS, MO
    Posted on March 26th, 2024 02:20 PM
    Ease of working with Ron and the whole process.
    Reply from Ron Ruzicka
    March 31st, 2024 02:21 PM
    Thank you for the kind words. I hope you enjoy making new memories in your new home.
  • C
    Charles J H
    Flagstaff, AZ
    Posted on March 26th, 2024 02:07 PM
    Mr Krueger is a genuine superstar. I just found the entire construction loan process overly cumbersome especially for a client profile like ours.
    Reply from Jeff Krueger
    March 26th, 2024 03:19 PM
    Thank you again Jeff & Lisa as it is a pleasure working with you both. I understand the process is quite a bit more complicated than a normal purchase contract. I do look forward to seeing your home when completed. Jeff
  • M
    Michael J S
    SAINT ANN, MO
    Posted on March 26th, 2024 02:07 PM
    The ease of everything was mind blowing. It was so so simple. I also liked how I was kept on track but not to the point were I felt overwhelmed with deadlines or things to do. For me that was the big thing. The team was just perfect.
    Reply from Beau House
    March 31st, 2024 02:09 PM
    Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
  • A
    Ajoy L
    WILDWOOD, MO
    Posted on March 26th, 2024 02:04 PM
    Rick was great to work with. The whole process was easy and quick.
    Reply from Rick Whisman
    March 27th, 2024 11:54 AM
    Ajoy, thanks so much for the feedback! Always a pleasure to work with you and Shalini!
  • S
    Shalini A
    WILDWOOD, MO
    Posted on March 26th, 2024 02:02 PM
    The convenience of the process and Rick was very accommodating of all our requests. He kept us informed about every step.
    Reply from Rick Whisman
    March 27th, 2024 11:56 AM
    Shalini, thank you for your input for your experience on your most recent transaction. I look forward to your next loan as you move to your new destination.
  • C
    Cynthia L T
    LIBERTY, MO
    Posted on March 25th, 2024 02:30 PM
    I have been working with Chris for years. He is curtious, professional and speaks to his clients in ways to help them understand the process of what can be a very complicated thing.
    Reply from Chris Laughlin
    March 25th, 2024 02:35 PM
    Cynthia: Thank you for the kind review. You made my job easy: always being available to answer any questions I had, and providing the documentation quickly that we needed. I hope you love your new home, and I'm glad we were able to assist you...
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    About
    We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Our Company

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