
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Ron is knowledgeable, efficient, and easy to work with.
Reply from Ron Ruzicka
April 1st, 2024 05:02 AM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
Professional service who had our best interest first
Reply from Shad Lager
April 1st, 2024 12:14 AM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
Thank you!
Reply from Tracy Geer
March 31st, 2024 04:22 PM
I really appreciate the feedback and look forward to working with you again.
Kelly worked late into the evenings and on weekends to assist us. She and her staff were always responsive, courteous and efficient!
Reply from Kelly Whitwood
March 26th, 2024 05:44 PM
Thank you very much Jennifer. It was a pleasure working with you and Eric.
Enjoy your wonderful new home!
Ease of working with Ron and the whole process.
Reply from Ron Ruzicka
March 31st, 2024 02:21 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
Mr Krueger is a genuine superstar. I just found the entire construction loan process overly cumbersome especially for a client profile like ours.
Reply from Jeff Krueger
March 26th, 2024 03:19 PM
Thank you again Jeff & Lisa as it is a pleasure working with you both. I understand the process is quite a bit more complicated than a normal purchase contract. I do look forward to seeing your home when completed. Jeff
The ease of everything was mind blowing. It was so so simple. I also liked how I was kept on track but not to the point were I felt overwhelmed with deadlines or things to do. For me that was the big thing. The team was just perfect.
Reply from Beau House
March 31st, 2024 02:09 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
Rick was great to work with. The whole process was easy and quick.
Reply from Rick Whisman
March 27th, 2024 11:54 AM
Ajoy, thanks so much for the feedback! Always a pleasure to work with you and Shalini!
The convenience of the process and Rick was very accommodating of all our requests. He kept us informed about every step.
Reply from Rick Whisman
March 27th, 2024 11:56 AM
Shalini, thank you for your input for your experience on your most recent transaction. I look forward to your next loan as you move to your new destination.
I have been working with Chris for years. He is curtious, professional and speaks to his clients in ways to help them understand the process of what can be a very complicated thing.
Reply from Chris Laughlin
March 25th, 2024 02:35 PM
Cynthia: Thank you for the kind review. You made my job easy: always being available to answer any questions I had, and providing the documentation quickly that we needed. I hope you love your new home, and I'm glad we were able to assist you...
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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