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First State Bank of St. Charles in Saint Charles, MO

First State Bank of St. Charles, Saint Charles, MO

Saint Charles, MO
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We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have se... Show More
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  • D
    Donna M
    Ballwin, MO
    Posted on March 20th, 2024 04:55 PM
    Always ready to help and answer any questions in a timely manner. Smooth as possible.
    Reply from Shad Lager
    March 25th, 2024 04:57 PM
    Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
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    William M
    Ballwin, MO
    Posted on March 20th, 2024 04:19 PM
    Great23456789
    Reply from Shad Lager
    March 25th, 2024 04:22 PM
    Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
  • T
    Taylor A S
    SAINT LOUIS, MO
    Posted on March 20th, 2024 02:11 PM
    Working with Shad was a great experience. I was always aware what was going on and what I was signing. I never felt confused and if I was Shad got back to me very quickly to get me answers and information. This was a great experience working...
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    Reply from Shad Lager
    March 25th, 2024 02:14 PM
    Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
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    Chesterfield
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    Taylor S
    Posted on March 20th, 2024 12:00 AM
    Shad and his team were extremely helpful and communicative. The whole experience was smooth.
    Reply from Owner
    July 4th, 2024 12:00 AM
    Taylor, our clients’ opinions are so important to us and we appreciate you sharing yours!
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    Lake of the Ozarks
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    James S
    Posted on March 20th, 2024 12:00 AM
    Michael made the process very easy with great communication.
    Reply from Owner
    October 8th, 2024 12:00 AM
    Thank you for your review, James!
  • T
    Thomas C K
    BUCKNER, MO
    Posted on March 19th, 2024 11:48 PM
    Chris was responsive and clear about all the documentation needed. He made the process so easy and quick! Thank you!
    Reply from Chris Laughlin
    March 20th, 2024 05:33 PM
    Tom: Gald we could help you with the refinance now that your new home is complete. As we discussed, that's probably the last mortgage you'll ever need... but if interest rates drop, we'll look at refinancing down to a lower rate and a lower...
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    Jessica H
    SUGAR CREEK, MO
    Posted on March 19th, 2024 05:54 PM
    Chris was really wondering to work with. We didn't feel pressured about anything. And he helped to educate us on the process. So we understand and knew what to expect.
    Reply from Chris Laughlin
    March 24th, 2024 05:54 PM
    I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
  • D
    Dorena M G
    OVERLAND PARK, KS
    Posted on March 19th, 2024 11:53 AM
    Chris was great at explaining all of the details as we went through the process. And he is such a very nice person!
    Reply from Chris Laughlin
    March 19th, 2024 02:02 PM
    Dorena: Thank you for allowing us to take care of the mortgage for you. I hope you love the new house!
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    Gladstone
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    Sam N
    Posted on March 19th, 2024 12:00 AM
    Had a great experience working with First State Bank Mortgage and Will Foster on buying our first house! They were there for us every step of the way and we couldn't be happier.
    Reply from Owner
    October 9th, 2024 12:00 AM
    Sam, we are grateful you chose First State Bank Mortgage for your first home purchase. Thank you for sharing your experience!
  • K
    Kellan S
    O FALLON, MO
    Posted on March 18th, 2024 02:02 PM
    Rick was great throughout the process. Especially when it came to communication and discussing the current rate environment
    Reply from Rick Whisman
    March 18th, 2024 08:41 PM
    Thanks Kellan! I enjoyed working with you and Madeline throughout the process. Enjoy your new home!
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    About
    We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Our Company

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