
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Professional services provided treating customers like family. Chris and the staff made the process easy and relaxing.
Reply from Owner
July 28th, 2026 12:00 AM
Robert, thank you for your kind review! We're so glad to hear Chris and the team provided professional service while making you feel like family. We truly appreciate your trust in First State Bank Mortgage and thank you for choosing us for...
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Great job would recommend
Reply from Matt & Betsy Maassen
July 9th, 2026 06:46 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
Everything leading to closing went smoothly. Communication was ongoing and helpful. Our closing with Phil was easy and speedy. We appreciated his
friendly personality.
Reply from Phil Scaglia
July 9th, 2026 05:11 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
Shad made everything so easy and communicated with us clearly every step along the way. Thanks Shad!
Reply from Shad Lager
July 9th, 2026 08:19 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
Great job
Reply from Owner
July 28th, 2026 12:00 AM
Kyle, thank you for the 5-star review! We're so glad you had a great experience with First State Bank Mortgage. We truly appreciate your support and thank you for choosing us.
Highly recommend Shad for your mortgage needs!
Reply from Owner
July 28th, 2026 12:00 AM
James, thank you for your recommendation! We're thrilled to hear you had a great experience working with Shad. We truly appreciate your trust in First State Bank Mortgage and are grateful for the opportunity to help with your home financing...
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Phil was very communicative with us throughout the whole process. As first time homebuyers, we appreciate his patience with our questions and concerns. He was very friendly throughout the closing process. Thank you Phil!
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Reply from Phil Scaglia
July 8th, 2026 03:49 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
Speed, knowledge, eccellent communication, and caring about our best interest. No pun intended.
Reply from Phil Scaglia
July 8th, 2026 03:19 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
Phil is so nice and helpful
Reply from Phil Scaglia
July 8th, 2026 03:15 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
Chris provides professional services, demonstrating a desire meet the personal needs of friends. I say friends because your treated like a friend instead of a customer, at the end it feels like family.The staff demonstrates the same demeanor....
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Reply from Chris Stecher
July 8th, 2026 02:40 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
391–400 of 12215
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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