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First State Bank of St. Charles in Saint Charles, MO

First State Bank of St. Charles, Saint Charles, MO

Saint Charles, MO
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We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have se... Show More
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  • for
    Chesterfield
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    J
    Joice C
    Posted on July 7th, 2026 12:00 AM
    Shad is so easy to work with! Very professional and always so quick to act/respond. Proactive on helping find the best options for our loan, we couldn't be any happier.
    Reply from Owner
    July 28th, 2026 12:00 AM
    Joice, thank you for your wonderful review! We're delighted to hear Shad made the loan process so easy with his professionalism, responsiveness, and proactive approach to finding the best loan options for you. Congratulations, and thank you...
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  • J
    Joseph P
    COLUMBIA, MO
    Posted on July 6th, 2026 10:01 PM
    Annette was awesome to work with!
    Reply from Annette Bealmear
    July 13th, 2026 04:42 PM
    Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
  • L
    Lizabeth G
    Baldwin City, KS
    Posted on July 6th, 2026 07:38 PM
    Very responsive to all my question. Professional and friendly. I would highly recommend Trac and her team!
    Reply from Tracy Geer
    July 13th, 2026 01:37 PM
    Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
  • Z
    Zachary A Z
    Perry, KS
    Posted on July 6th, 2026 05:12 PM
    Jenny was communicative through the entire process, especially during the uncertain interest rate landscape. I always felt like a priority and that Jenny was putting us and our loan first. The underwriting process was extremely smooth and closing...
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    Reply from Jenny Zillner
    July 13th, 2026 02:13 PM
    Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
  • G
    Geoff K
    SAINT LOUIS, MO
    Posted on July 6th, 2026 03:19 PM
    Ron was acceptionally reaponsive and profeasional. Easy to work with .
    Reply from Ron Ruzicka
    July 13th, 2026 05:13 PM
    Thank you for the kind words. I hope you enjoy making new memories in your new home.
  • C
    Cristina P
    COLUMBIA, MO
    Posted on July 6th, 2026 02:10 PM
    Thank you for being so communicative and helpful throughout the process!
    Reply from Annette Bealmear
    July 13th, 2026 04:39 PM
    Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
  • A
    Anthony W F
    OVERLAND PARK, KS
    Posted on July 6th, 2026 12:25 PM
    The experience was great from start to finish. Cobey Cooper and Martin Still were awesome to work with.
    Reply from Martin Still
    July 7th, 2026 02:40 PM
    Thank you for the feedback, Tony. I hope you enjoy your new home!
  • for
    Overland Park
    google
    Z
    Zach Z
    Posted on July 6th, 2026 12:00 AM
    Clean, efficient loan processing, underwriting and closing. Jenny Zilner was fantastic, she always made us feel like a priority!
    Reply from Owner
    July 28th, 2026 12:00 AM
    Zach, thank you for your wonderful review! We're so glad to hear you had a clean and efficient experience throughout the loan process, from underwriting to closing. It's especially rewarding to know Jenny made you feel like a priority every...
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  • for
    West Clay
    google
    C
    Cristina
    Posted on July 6th, 2026 12:00 AM
    Annette is excellent! We highly recommend her.
    Reply from Owner
    July 28th, 2026 12:00 AM
    Cristina, thank you for your kind words and recommendation! We're thrilled to hear Annette provided you with an excellent experience. We truly appreciate your trust in First State Bank Mortgage and are grateful for the opportunity to help with...
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  • for
    Overland Park
    google
    A
    Anthony O
    Posted on July 5th, 2026 12:00 AM
    Phil Scaglia was a joy to work with and a true professional. Made what is often a stressful process seem easy. Thanks again!
    Reply from Owner
    July 28th, 2026 12:00 AM
    Anthony, thank you for your wonderful review! We're delighted to hear Phil made the mortgage process feel easy with his professionalism and exceptional service. Thank you for choosing First State Bank Mortgage.
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    About
    We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Our Company

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