
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Phil is a true professional. We were lucky to have guiding us through the home-buying process. Thanks Phil!
Reply from Phil Scaglia
July 8th, 2026 08:15 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
Phil was very communicative with us throughout the whole process. As first time homebuyers, we appreciate his patience with our questions and concerns. He was very friendly throughout the closing process. Thank you Phil!
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Reply from Owner
July 28th, 2026 12:00 AM
Noah, thank you for your thoughtful review! We're honored Phil could be part of your first homebuying journey. It's wonderful to hear he kept you informed throughout the process, answered your questions with patience, and made you feel comfortable...
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Matt & Betsy were excellent! They took the time to explain everything and every step of the process. We will highly recommend them to anyone we know in need of their services.
Reply from Matt & Betsy Maassen
July 8th, 2026 08:56 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
The quick communication, even when Ashley was out of office!
Reply from Ashley Jones
July 7th, 2026 07:19 PM
Thank you for the opportunity to assist you with your new home purchase. Please let me know if you have any questions.
Great communication, always answered my calls, and always kept me in the loop on what was needed.
Reply from Terry & Peter O'Neill
July 7th, 2026 04:48 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
They all worked fast and worked well with everyone
Reply from The O'Neill Team
July 2nd, 2026 02:48 PM
Thanks Ashlee, and we truly enjoyed working with you as well. Enjoy your great new home!
We had an excellent experience with Matt & Betsey! We highly recommend them for all your mortgage needs! They were friendly, and took the time to explain everything to us.
Reply from Owner
July 28th, 2026 12:00 AM
Laura, thank you for your kind words and recommendation! We're delighted to hear that Matt and Betsy provided such an excellent mortgage experience. We truly appreciate you choosing First State Bank for your mortgage needs.
The guidance and options given were great. They took a complicated process and made it much easier. We will use them again if we buy another house
Reply from Scott and Traci Turner
July 6th, 2026 07:49 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
Nathan was extremley knowledgeable, helpful and pleasant to work with. I'd refer him to any of my clients, friends and associates without hesitation.
Reply from Nathan Grojean
July 6th, 2026 02:05 PM
Thanks for the great feedback. I hope you enjoy your new home!
Jeff explained the loan process to me clearly and made it a smooth transaction. He answered or returned my calls immediately, I never felt like I was waiting for information.
Reply from Jeff Krueger
July 1st, 2026 01:31 PM
Dennis, I'm grateful for your kind words about my assistance with the loan process. I'm glad to hear that the loan process went smoothly for you and am happy that my communication met your expectations. I look forward to meeting you and Debra...
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401–410 of 12215
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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