
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Buying a home can be scary. The office made it very smooth.
Reply from Barry Allen
September 25th, 2026 04:13 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
Doreen and the rest of your incredible staff worked very quickly to bring this loan to a very early closing. They all went above and beyond to guide me through the process and answer all of my questions. I always had very prompt responses to...
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Reply from Doreen Hansen
September 25th, 2026 02:35 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
Talking and dealing with Rick is always an informative and easy process, Rick is very knowledgeable when it comes to questions about the process and what you should and shouldn't do during a refinance. The process for submitting forms and info...
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Reply from Rick Whisman
September 21st, 2026 04:03 PM
Josh, thanks for taking the time to share your experience with us. I appreciate your continued support!
Easy and fast
Reply from Rick Whisman
September 21st, 2026 04:02 PM
Thanks so much Stanley for trusting your transaction to me and your feedback!
Jeff was great at taking time to explain things to be as a fitst first home buyer, he helped explain pros and cons then shared his professional experienc. he make the procedd process so enjoyable and smooth . I felt very taken care of
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Reply from Jeff Fetterhoff
September 21st, 2026 02:22 PM
It was absolutely my pleasure, Megan and thank you for the kind words. Congratulations on your new home and continued success to you!
-Very quick with responses
-very helpful through out the whole process
-very kind and respectful employees
- very easy to work with
- and made the drive to see us close in person
Reply from Robert Hill
September 23rd, 2026 02:38 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
Phil went above and beyond with his communication
Reply from Phil Scaglia
September 22nd, 2026 03:09 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
Long standing relationship and repeat customer. Mindy communicates extremely well and is a true professional.
Reply from Mindy Primm
September 17th, 2026 06:11 PM
Thank you for the opportunity to be of service to you and your family. It is a joy to be along on your journey with you!
Jim Yarrington has received a review with 5 star rating from Alexis M
Reply from Owner
September 24th, 2026 12:00 AM
Thank you for the 5-star rating, Alexis! We appreciate you choosing First State Bank Mortgage and taking the time to share your support.
St. Charles has received a review with 5 star rating from Aaron E
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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