
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Reviews from Web
Tracy was so easy to work with. She answered all our questions in a way we could understand. She was awesome!
Reply from Tracy Geer
November 9th, 2026 04:57 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
Very professional, knowlegable, honest, easy to communicate
Reply from Jeff Krueger
November 4th, 2026 09:38 PM
I'm grateful for your kind words, Alex. It's wonderful to know that you found my services professional and easy to communicate with. If you ever need further assistance, I'm here to help. Hope you and Margarita get many opportunities to enjoy...
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Very good at response to questions . Always very quick to get back with you at anytime.
Reply from Tracy Geer
November 9th, 2026 03:43 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
Jim Yarrington has received a review with 5 star rating from Tom B
Reply from Owner
November 11th, 2026 12:00 AM
Tom, your 5-star review means a lot to us—thank you!
Excellent support which made the process easy!
Reply from Ron Ruzicka
November 9th, 2026 05:39 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
None at this time
Reply from Martin Still
November 9th, 2026 07:11 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
The communication and willingness to answer any questions I had was great!
Reply from Rick Whisman
November 2nd, 2026 03:20 PM
Thanks Lance for reaching out with your feedback. Enjoy your new home.
Rick very helpful throughout the home buying process. I was very appreciative of his efforts to keep our closing date and his shared knowledge along the way. I'm grateful for Rick and Kyleighs help from start to finish. they made it easy for...
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Reply from Rick Whisman
November 2nd, 2026 02:51 PM
Stephanie, thanks so much for your feedback on your experience. Enjoy your new home!
Phil was always available to answer any questions or concerns that I had even on the weekends when he didn't have to. Always a pleasure toII have alady.
Reply from Phil Scaglia
November 5th, 2026 09:01 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
Very detailed oriented and prompt to respond
Reply from Chris Laughlin
November 2nd, 2026 05:59 PM
Thank you for making my job so easy... answering questions thoroughly, providing documentation quickly, etc. It was a pleasure working with you and Kent!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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