
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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I have known Steve for years, and trusted he knew what he was talking about. He was very knowledgeable and was quick to respond to any and all questions we had along the way.
Jeff was excellent to work with and explained everything in a way that made it easy.
Reply from Jeff Fetterhoff
September 24th, 2026 03:47 PM
It was absolutely my pleasure to be a part of this new chapter for you and Mindy. Thank you for allowing us to be a part of it!
This is our second time working with Tracy on a purchase of a home. Highly recommend her and would work with her again. we appreciate her communication and availabilit.
Phil was friendly, efficient, and professional. Very pleased with the entire process.
Todd Hedger has helped me buy my last two homes! He is very helpful, kept us in the loop, and curteous.
Reply from Todd Hedger
September 23rd, 2026 05:32 PM
Hi Cindy,
Thank you for the wonderful review! It is always a pleasure working with you. If you need anything or have any questions I am always here to help.
Nathan's professional & very pleasant personality has been very important. He has replied promptly and I was confident in the quality of his advice.
Ron goes above and beyond and makes sure you understand your numbers. We are so grateful to work with him!
Jenny was very knowledgeable and helped us through the whole process. Answered all our questions and helped us make good decisions
Easy process
Communication and transparency
Reply from Rick Whisman
September 22nd, 2026 02:12 PM
Parker thanks so much for your feedback. It was a pleasure helping you and Hope into your first home.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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