First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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This company worked quickly and diligently to guide us through the steps of turning in all necessary paperwork to achieve our loan. Scott was a pleasure to meet and made compiling all of our information as easy and efficiently as it could possibly...
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Reply from Scott and Traci Turner
September 17th, 2026 12:13 AM
Thank you!!!!
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Very good communication
Reply from Robert Hill
September 21st, 2026 05:47 PM
I really appreciate the feedback and look forward to working with you again.
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First Contact to Closed in about 15 days.. Worked out great.
Reply from Ron Ruzicka
September 16th, 2026 04:58 PM
Cory,
Thanks for the nice review. Please pass my name to anyone who may need a mortgage. I can lend in all 50 states.
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Kim is an all-round professional. She not only consistently checks to make sure everything is explained to our satisfaction, but also is extremely courteous and truly enjoyable to converse with. Additionally, Kim stays in close contact with...
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Reply from Kim Schultz
September 16th, 2026 03:13 PM
Thank you SO much for the kind words! I am extremely blessed to have such outstanding clients like you and Kevin! So honored that you have allowed me to assist with your financing over the years! Wishing you both ALL-great things in this beautiful...
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Two words: Kim Schultz!
Reply from Owner
September 24th, 2026 12:00 AM
Thank you for the shout-out, Michael! We’re glad Kim was able to provide you with a great experience. We appreciate your trust in Kim and First State Bank Mortgage!
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Chesterfield
First Cobtact to Closed in about 15 days.
Reply from Owner
September 24th, 2026 12:00 AM
Thank you for the great review! We’re glad we could help make your mortgage process a smooth and efficient one. We appreciate you choosing First State Bank Mortgage!
We had a great experience with Jim and team
Reply from Jim Yarrington
September 21st, 2026 01:46 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
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Ron was very helpful, he was great at explaining every step of the process and was available any time or day we had questions . He made sure to tell us that if we ever had or have any questions to never hesitate to call We appreciated his help...
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Reply from Ron Ruzicka
September 16th, 2026 05:00 PM
Thanks for the kind words!! Enjoy your new home!! Make sure to let your children know when they are ready to buy a home to call me!! I can lend in all 50 states!
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Kim is fantastic
Reply from Kim Schultz
September 15th, 2026 04:20 PM
Absolutely LOVED getting to work with you and Michael again! So thrilled everything came together! Enjoy your beautiful new home!
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Chris did a great job explaining things and following up. He made things convenient and very easy. He always answered his phone and email, almost immediately. I highly recommend him.
Reply from Chris Lee
September 15th, 2026 11:50 PM
Thanks Cindy! You were a great client and I really appreciate your feedback and your business!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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