
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Quick communication!
Reply from Phil Scaglia
February 1st, 2025 07:52 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
Jenny Zillner was absolutely phenomenal as our loan officer during the process of buying our home. From the very beginning, Jenny made everything so smooth and stress-free for Adie and me. Her professionalism and expertise stood out right away,...
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Reply from Jenny Zillner
February 1st, 2025 04:39 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
We had a successful mortgage and there was mostly clear communication throughout the process
Reply from Jenny Zillner
February 1st, 2025 04:22 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
No stress, just a good comfortable feeling dealing with Tracy. Very knowledgeable and professional. A Great Big thank you! Highly recommend.
Reply from Tracy Geer
February 1st, 2025 03:48 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
Jim Yarrington has received a review with 5 star rating from Robbie H
Reply from Owner
October 3rd, 2025 12:00 AM
Robbie, thank you for leaving us a review!
Jim Yarrington has received a review with 5 star rating from Ron F
Reply from Owner
October 3rd, 2025 12:00 AM
We appreciate your review, Sharon!
Matt was always friendly and willing to answer every question we had.
Reply from Matt & Betsy Maassen
January 31st, 2025 04:21 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
Great communication, attention to detail and overall just awesome customer service.
Reply from Rick Whisman
January 27th, 2025 02:48 PM
Thanks, Nick, for the kind words! Always a pleasure to deal with you.
Todd made sure we ynderstood each part of the process, before we even had to ask questions
Reply from Todd Hedger
January 31st, 2025 03:59 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
Russ was very thorough and patient when explaining the entire process from start to finish and answering all of our questions. He was extremely professional and laid out all of our options and never pressured us one way or the other but gave...
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Reply from Russ Bray
January 31st, 2025 04:18 AM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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