
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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We have been in contact with Melissa for years now and we really appreciate how helpful she has been every time we communicated with her. It took us some time to get here but we really appreciate her patience and willingness to always answer...
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Reply from Melissa Maxwell
February 4th, 2025 06:00 AM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
I had the pleasure to work with Jim on a number of my properties and investment in both Kansas and Florida. He is extremely knowledgable, professional, and hands down offers the best rates. We had such a fantastic experience he is now my #1...
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Reply from Owner
June 19th, 2025 12:06 PM
Lesley, it has been a great pleasure to work you with you over the years. Your clients are so lucky to have you as their Realtor. You are the best!
Y
I’ve worked with Todd a couple of other times for a mortgage and he always makes it easy for me. I appreciate his advice and ease of communication throughout the entire process. Everyone I worked with through First State was in-fact terrific!...
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Reply from Owner
October 3rd, 2025 12:00 AM
Bryan, we are glad to hear that you had a great experience Todd and our team! We are thankful for your business!
Chesterfield has received a review with 5 star rating from Allyson T
Reply from Owner
July 4th, 2025 12:00 AM
Allyson, we appreciate the five stars!
We've worked with Jim a few different times and each time was a pleasant experience. Jim kept in touch daily and provided us with relevant updates and guided us through some challenging situations. Jim even provided us with alternative options,...
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Reply from Owner
June 19th, 2025 12:08 PM
Taran,
Thanks for the kind words. Yes, it was great to review your situation and find the best loan option for you!!!! BTW, How's the lower level remodel going?
Y
from day one Jeff made it known that he was there to help us accomplish our goals. He asked us from the jump what are objectives were and made sure he did everything he could to deliver. He went above and beyond and was always communicating....
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Reply from Jeff Krueger
January 29th, 2025 05:59 PM
Michael...Thank you for your kind words and am glad everything worked out for you as you were planning with your father-in law. You guys were awesome to work with as I appreciated getting to know you!. Get into your home for that new little...
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We always love working with Tracy! She is fast, reliable, and very communicative.
Reply from Tracy Geer
February 3rd, 2025 03:24 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
Attention to both the details and the customer is what Jim does best!
Reply from Owner
June 19th, 2025 12:11 PM
Joe, it was a pleasure to work with you! Thanks
Y
Terry was very helpful and responsive.
Reply from Terry & Peter O'Neill
February 2nd, 2025 07:30 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
Jim Yarrington is excellent at communicating with you and answering your questions. He gives such great service and made the process go so smoothly. Thank you Jim!
Reply from Owner
June 19th, 2025 12:11 PM
Kim, you are so kind with your review. I have loved working with you over the years!!!
Y
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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