First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Reviews from Web
Wonderful and kind, he had the time and patience to deal with us ..we aren't computer savvy!! Very good to us.
Reply from Gerry Phillips
February 4th, 2025 05:14 PM
Jutta... you and Jimmy are a delight to work with. Now let's get your home on Twisted Oaks sold!!
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Mr. Phil Scaglia is responsive and reactive to markets that landed me the best rates available. He and his team was throughl and interactive with me to assure all details were in place and set to go for closing.
Reply from Phil Scaglia
February 9th, 2025 03:25 PM
Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
Jim awesome to work with. He is a true professional and knows his business really well. He stayed in constant communication with us ans up to date on the status of our loan.
Reply from Jim Yarrington
February 9th, 2025 03:20 PM
Thank you for taking the time to provide feedback and for putting your trust in me! It was a pleasure to work with you.
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I always fes up-to-date with the progression of my loan application and received emails in a timely manner.
Reply from Rick Whisman
February 3rd, 2025 12:38 AM
Thanks, Phyllis, for your continued support and feedback.
jims team always does great
Reply from Jim Yarrington
February 6th, 2025 06:44 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
All around great service and very pleased with loan products delivered.
Reply from Jim Yarrington
February 6th, 2025 05:31 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
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Very helpful and quick to respond when I had questions
Reply from Todd Hedger
February 1st, 2025 04:06 PM
Samantha, thanks so much for the kind words. I really appreciate you taking the time to leave a review. I’m happy to hear I could answer your questions quickly and effectively.
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He was flexible and able to adjust quickly when we needed to change plans or decisions. He was always happy to help, going above and beyond.
Reply from Rick Whisman
February 3rd, 2025 12:37 AM
Rachel, thank you for the feedback. It was great working with you and Ricky.
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Chesterfield
Chesterfield has received a review with 5 star rating from Rachel J
Reply from Owner
July 4th, 2025 12:00 AM
Thank you for the five stars, Rachel!
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I’ve worked with Todd a couple of other times and he always makes it easy for me. I appreciate his advice and ease of communication throughout the entire process. Everyone I worked with through First State was in-fact terrific!
Reply from Todd Hedger
February 1st, 2025 02:42 PM
Thanks, Bryan! It's always a pleasure working with you, too. I appreciate your kind words and the feedback. I'm glad to hear that your experience with everyone was terrific. . Looking forward to assisting you again in the future.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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