
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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great communication and customer service.
Reply from Barry Allen
February 13th, 2025 12:17 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
Steve was very patient and informative for us first time homebuyers . I would recommend him and his team to any of my friends or family!
Reply from Steve Carrico
February 11th, 2025 03:29 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
Scott was very easy to work with. He communicated clearly and often and was very quick with everything we asked of him. I appreciate all of his and his teams help in our transaction.
Reply from Scott and Traci Turner
February 11th, 2025 03:26 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
Scott has great customer service, communication, and is so easy to work with!
Reply from Scott and Traci Turner
February 10th, 2025 08:46 PM
Thanks for the great feedback. I hope you enjoy your new home!
Jim and his team were always easy to get a hold of, quick to respond, and clearly knows what they are doing. It was intimidating to buy our first home, but the process with them was so, so easy.
Reply from Owner
March 16th, 2025 06:03 PM
Jeremy,
Thank you for the kind words. We were glad to know that this was an easy endeavor for you!
Y
Jim made the mortgage process seamless! From filling out the application to signing closing documents Jim was there to walk us through it! He worked hard to get us the best rate possible that other lenders couldn't match, and also presented...
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Reply from Owner
March 16th, 2025 06:04 PM
Mackenzie,
Wow, thank you for the kind words. It was a pleasure to work with the two of you for your family home. I guess my '30 second' elevator speech came true when we found you lower rates than others!
Y
Jim was very informative and timely in communication. He made sure to present all options to us to make sure we could choose what would fit our situation the best. Jim was also very supportive and made sure to check in throughout the process....
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Reply from Jim Yarrington
February 10th, 2025 04:03 PM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
Scott has great customer service, communication, and is so easy to work with. He and his team made the process for buying a house seamless!
Reply from Owner
October 3rd, 2025 12:00 AM
Bonnie, we are glad that Scott was able to assist you! Thank you for choosing First State Bank Mortgage.
The process was made easy. The follow-up was very good.
Reply from The O'Neill Team
February 4th, 2025 08:50 PM
Thanks Keith, and we enjoyed working with you and Shannon. Hopefully your new Condo doesn't lead to murder!
It was a difficult decision to make but Jeff helped me work through it. He also helped me with the paperwork and made it as easy as possible for me. I'm quite pleased.
Reply from Jeff Krueger
February 4th, 2025 07:51 PM
Karlene...You were a pleasure to work with and it was great to see you again, knowing we have known each other for almost 30 years. Thank you again and will be watching rates for you as well as we go forward. I appreciate your business. Jeff...
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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