First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Russ was amazing and always responded promptly to calls and or emails he is truly the best loan officer I have ever done business with.
Reply from Russ Bray
August 11th, 2026 07:35 PM
Thank you very much Betsy! I do wish you the very best in the new home and please feel free to call me anytime!
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Ron was an excellent help in securing my mortgage. Moving from my home in Maryland, he made sure I felt that St. Louis was a community I would love. Ron is a person I can trust.
Reply from Ron Ruzicka
August 13th, 2026 04:35 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
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We encountered a glitch with our original plan, leaving us just 15 days until our closing date. Thankfully, Robert Hill and Allison Holmes guided us from the initial application to closing within only two weeks. Their fast, efficient process...
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Reply from Robert Hill
August 13th, 2026 03:32 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
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We encountered a glitch with our original plan, leaving us just 15 days until our closing date. Thankfully, Robert Hill and Allison Holmes guided us from the initial application to closing within only two weeks. Their fast, efficient process...
read more
Reply from Robert Hill
August 13th, 2026 03:29 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
I had a great experience working with Phil Scaglia throughout the home-buying process. He was extremely knowledgeable and helped me navigate everything from start to finish. Communication was always great—he was responsive, clear, and took...
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Reply from Owner
August 25th, 2026 12:00 AM
Esteban, thank you for sharing such a thoughtful review! We’re so glad Phil was there to provide clear communication, answer your questions and help make your home-buying experience a smooth one. We truly appreciate your recommendation!
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West Clay
Russ was amazing and always responded promptly to calls and or emails he is truly the best loan officer I have ever done business with.
Reply from Owner
August 25th, 2026 12:00 AM
Thank you for the wonderful review, Betsy! We’re thrilled to hear Russ was responsive and provided the exceptional service you deserve. We truly appreciate your recommendation!
Melissa was really easy to work with- she was quick with answers to questions and did a great job of explaining things to us.
Reply from Melissa Maxwell
August 12th, 2026 10:51 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
Was always on top of everythin!
Reply from Gerry Phillips
August 8th, 2026 06:37 PM
Thanks, Jacob... for this being your 1st home purchase, you were amazing responsive and accurate in getting all the documentation cleared & processes covered timely. Nice job... and congratulations on your first home purchase! You deserve it......
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Tracy was available and very quick with responses. Fantastic to work with!
Reply from Tracy Geer
August 12th, 2026 02:31 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
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I had a great experience with Phil. He did a great job at explaining the borrowing process to me and was very good at answering my all of my questions.
Reply from Phil Scaglia
August 12th, 2026 02:14 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
231–240 of 12213
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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