First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Reviews from Web
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Phil is excellen! From start to finish communications were promp, straight forward and clear.
Reply from Phil Scaglia
August 12th, 2026 06:40 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
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Chesterfield
Melissa is incredible- very good with communication, explains things well, and very informative.
Reply from Owner
August 25th, 2026 12:00 AM
Thank you, Katelyn, for the five-star review! We’re so glad Melissa provided clear communication and helpful guidance throughout your experience. We truly appreciate your kind words!
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We encountered a glitch with our original plan, leaving us just 15 days until our closing date. Thankfully, Robert Hill and Allison Holmes guided us from the initial application to closing within only two weeks. Their fast, efficient process...
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Fast And efficient work from someone who was happy to help us!
Reply from Jenny Zillner
August 11th, 2026 02:13 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
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Everyone was nice to deal with . Todd Hedger was like lighting on answering any questions I had. The whole team was a delight
Reply from Todd Hedger
August 6th, 2026 12:33 PM
HI Anne, Thank you for your great review! It was amazing to work with you and congratulations on your beautiful new home. Welcome back to KC!
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West Clay
We encountered a glitch with our original plan, leaving us just 15 days until our closing date. Thankfully, Robert Hill and Allison Holmes guided us from the initial application to closing within only two weeks. Their fast, efficient process...
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Reply from Owner
August 25th, 2026 12:00 AM
Bruce, thank you for sharing your experience! We’re so glad Robert and Allie were able to step in, move things along quickly and help get you to the closing table on time. We truly appreciate your kind words about their dedication and service!...
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You are both very helpful and understanding in answering all my silly questions. It was helpful for Betsy to meet me to give paperwork so I wouldn't have to drive so far. Overall we enjoyed working with you and would recommend you to anyone...
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Reply from Matt & Betsy Maassen
August 10th, 2026 03:51 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
Jeff and the entire FSB team are top tier people to work with!
Reply from Jeff Fetterhoff
August 10th, 2026 03:29 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
I cannot say enough good things about my experience working with Melissa on my mortgage. She took the time to walk me through every step of the process, patiently answering all of my questions and making sure I understood exactly what was happening...
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Reply from Melissa Maxwell
August 10th, 2026 03:24 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
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Todd was amazing and always ontop of the loan process and worked great with all the parties envolved.
Reply from Todd Hedger
August 5th, 2026 03:09 PM
Randy, thank you for the great review! Hope you enjoy your beautiful new home, stay in touch and let me know if you need anything!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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