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First State Bank of St. Charles in Saint Charles, MO

First State Bank of St. Charles, Saint Charles, MO

Saint Charles, MO
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We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have se... Show More
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Reviews from Web
  • E
    Edward L F
    SUNRISE BEACH, MO
    Posted on June 22nd, 2025 10:57 AM
    easy process
    Reply from Gerry Phillips
    June 23rd, 2025 02:19 PM
    Ted... you are a unique and brilliant man. Ali is magnificent. You guys stayed way ahead of the process & I was delighted working with you both!
  • A
    Angela K M
    GARDNER, KS
    Posted on June 21st, 2025 06:54 PM
    Everyone was very nice and helpful!
    Reply from Barry Allen
    June 26th, 2025 06:55 PM
    I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
  • B
    Brian A
    Lees Summit, MO
    Posted on June 21st, 2025 01:31 AM
    Phil's responsiveness, personality and financial mindset for our situation was extremely flexible and fun to work with.
    Reply from Phil Scaglia
    June 26th, 2025 01:36 AM
    Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
  • D
    Doris A G
    Blue Springs, MO
    Posted on June 20th, 2025 10:33 PM
    Phil did everything we asked and communication was wonderful! thank you again!
    Reply from Phil Scaglia
    June 25th, 2025 10:36 PM
    Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
  • E
    Eli J P
    Kansas City, MO
    Posted on June 20th, 2025 03:31 PM
    Excellent communication - made home buying simple
    Reply from Phil Scaglia
    June 25th, 2025 03:37 PM
    Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
  • R
    Randy T
    Peculiar, MO
    Posted on June 20th, 2025 02:18 PM
    Responsive communication and diligence .
    Reply from Jim Yarrington
    June 25th, 2025 02:23 PM
    I really appreciate the feedback and look forward to working with you again.
  • A
    Annette S C
    Lee's Summit, MO
    Posted on June 20th, 2025 03:53 AM
    Knowledgeable and efficient service
    Reply from Todd Hedger
    June 20th, 2025 12:57 PM
    I'm delighted to hear that you found the service knowledgeable and efficient. It was a pleasure assisting you, Annette, and I look forward to helping you with any future needs.
  • W
    Wendy L S
    DONGOLA, IL
    Posted on June 19th, 2025 07:32 PM
    Was easy to.work.with. very prompt.helpful.
    Reply from Nathan Grojean
    June 24th, 2025 07:33 PM
    Thank you for the kind words. I hope you enjoy making new memories in your new home.
  • J
    Jennifer C
    Lake Waukomis, MO
    Posted on June 19th, 2025 06:05 PM
    Tracy is amazing! This is the fourth transaction I have worked with her on and I trust her completely...personally and professionall! She makes a stressful process seem like a piece of cake!!
    Reply from Tracy Geer
    June 24th, 2025 06:08 PM
    Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
  • C
    Cheryl A C
    LINCOLN, IL
    Posted on June 19th, 2025 04:58 PM
    He's just a GREAT LENDER. Worked with him exclusively for years. Knows all the loan products and if he says he can do the loan, he can (unless the buyer is undisciplined with credit cards etc.)
    Reply from Nathan Grojean
    June 24th, 2025 05:00 PM
    Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
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    About
    We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Our Company

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