
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Annette is just the best, would recommend to any and all! Friendly, communicative, understanding, just a lovely experience overall. She makes it all worry free!
Reply from Owner
October 3rd, 2025 12:00 AM
Melanie, thank you for the great review! We’re happy that your experience went so well!
Jenny was outstanding to work with from start to finish!
Reply from Jenny Zillner
June 30th, 2025 04:37 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
Terry was great through our whole process He is a great communicator and ended up helping get our deal over the line despite some last minute challenges. My only bit of feedback for opportunity for improvement would be developing a check list...
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Reply from Terry & Peter O'Neill
June 30th, 2025 02:43 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
Matt walked us through everything with patience.
Reply from Matt & Betsy Maassen
June 30th, 2025 08:24 AM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
Jim Yarrington has received a review with 5 star rating from Dominic M
Reply from Owner
October 3rd, 2025 12:00 AM
Thank you for the review, Dominic!
First State Bank of St. Charles has received a review with 5 star rating from Justin &
Reply from Owner
October 3rd, 2025 12:00 AM
We appreciate the five stars, Justin and Jeri!
Super knowledgeable and everything answered all questions fast and just seemed like overall good guy
Reply from Nathan Grojean
June 29th, 2025 03:10 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
Clear communication and quick response times We don't remember who Nedra is-don't remember working with her. My recommendation rating is lower because I don't know who would be looking for a mortgage
Reply from Phil Scaglia
June 28th, 2025 02:12 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
How available he made himself in our honest and opened about the whole process it seemed
Reply from Nathan Grojean
June 28th, 2025 11:02 AM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
Very helpful and worked very hard to make this happen for us.
Reply from Nathan Grojean
June 28th, 2025 11:02 AM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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