
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Reviews from Web
Tracy helped me understand the process of buying my first home. She was available in times where I had questions and made me feel cared for!
Reply from Tracy Geer
July 2nd, 2025 02:19 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
Ron was very personable, and communicated Extremely well.
Reply from Ron Ruzicka
July 2nd, 2025 02:04 PM
Thanks for the great feedback. I hope you enjoy your new home!
Communication was quick and understanding.
Reply from Rick Whisman
June 27th, 2025 02:10 PM
Marissa, thanks so much for your feedback on your experience. It was a pleasure working with you. Enjoy your new home!
Michelle and her team were available at any time, day or night, to take a call and discuss funding and field other questions about the purchase of our new home. As the buyer, although there were ever changing items, it was nice to hear it from...
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Reply from Michelle Leesmann
July 2nd, 2025 01:27 AM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
IRTTTTracy
Reply from Tracy Geer
July 2nd, 2025 01:02 AM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
Fast easy informative communication.
Reply from Rick Whisman
June 26th, 2025 06:08 PM
Eric it was a joy to work with you and Marissa. Thanks so much for the feedback. Enjoy your new home!
Annette is a brilliant professional- kind, communicative, understanding, friendly. The whole package - if yoy want a stress free home buying experience, reach out to her, you won't regret it!
Reply from Annette Bealmear
July 1st, 2025 05:29 PM
Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
So grateful for all the professional, prompt, & thorough information from beginning to the closing!! Everyone involved gets a ten out of ten! I feel like Phil truly cares about his clients & turns a sometimes overwhelming process into a positive...
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Reply from Phil Scaglia
July 1st, 2025 03:19 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
Made an arduous task easy.
Reply from Scott and Traci Turner
July 1st, 2025 03:07 AM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
Chesterfield has received a review with 5 star rating from Eric W
Reply from Owner
July 4th, 2025 12:00 AM
Thank you for the five stars, Eric!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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