First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Chris is a person of detail! He makes sure everything is done correctly and in a timely manner. He is always there to answer any questions we might have and explain them in a manner we can understand. We would highly recommend Chris to anyone...
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Reply from Chris Laughlin
June 30th, 2025 05:48 PM
Pam: I'm glad we were able to help you with the financing for your new home. I hope you have many happy years there. :)
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Ashley and Team answered all my questions super quickly and let me know when there were problems along the way! Loved working with them!
Reply from Ashley Jones
June 30th, 2025 02:58 PM
I'm thrilled to hear that you had a great experience, Jeffrey. It was a pleasure working with you, and I'm glad I could assist you promptly. Thank you for your kind words and for choosing First State Bank of St. Charles.
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Martin Still! Professional, kind, informative!
Reply from Martin Still
June 30th, 2025 08:04 PM
I'm thrilled to hear your positive feedback. It's wonderful to know you found my service professional, kind, and informative. Thank you for your kind words and for choosing First State Bank of St. Charles.
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Gladstone
Gladstone has received a review with 5 star rating from Jeff H
Reply from Owner
October 5th, 2025 12:00 AM
Thanks for the review, Jeff!
Phil was amazing to work with as a first time home buyer! His communication and support were top notch!
Reply from Owner
October 3rd, 2025 12:00 AM
Molly, we appreciate your kind review! Thank you for choosing First State Bank Mortgage for your home lending needs!
Accessible and supportive
Reply from Don MacPherson
July 3rd, 2025 04:54 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
Chris was responsive and kept us up to date on everything that was happening during the loan process.
He was thorough in our closing meeting.
Patiently answered all questions.
Reply from Chris Laughlin
June 30th, 2025 05:48 PM
Mike: Thank you for allowing us to take care of your mortgage loan again. I hope you and Pam love the new house!
Personable, easy to work with and everything was done quickly....I don't remember working with Jody, sorry. Thank
Reply from Scott and Traci Turner
July 3rd, 2025 02:52 PM
I really appreciate the feedback and look forward to working with you again.
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Robert was professional, patient and lef let us through the process from start to finish!
Reply from Robert Hill
July 3rd, 2025 02:36 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
communication, very knowledgeable informative. The process was effortless and lightning fast. because of the amazing knowledge and skill of Jenny and her team.
Reply from Jenny Zillner
July 2nd, 2025 02:39 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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