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First State Bank of St. Charles in Saint Charles, MO

First State Bank of St. Charles, Saint Charles, MO

Saint Charles, MO
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We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have se... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(888) 287-2175
Saint Charles, MO
https://fsbfinancial.com/
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  • for
    Chesterfield
    google
    J
    James H
    Posted on August 19th, 2026 12:00 AM
    Chesterfield has received a review with 5 star rating from James H
    Reply from Owner
    August 25th, 2026 12:00 AM
    Thank you for the 5-star rating, James! We appreciate you choosing First State Bank Mortgage.
  • for
    Chris Laughlin
    Encompass
    C
    Clinton R
    OSAWATOMIE, KS
    Posted on August 18th, 2026 10:44 PM
    Chris's attention to details and his professional personality made this experience for myself and my wife very pleasant. His attention to details were first rate. We were extremely comfortable talking with him.
    Reply from Chris Laughlin
    August 19th, 2026 05:08 PM
    Clint: I appreciate you and Becky trusting me to take care of the mortgage for the two of you. Thank you for making my job easy by being available for phone calls and providing the documentation we needed quickly!
  • for
    Phil Scaglia
    Encompass
    D
    David H
    Kansas City, MO
    Posted on August 18th, 2026 10:27 PM
    bbJ. be d luoc tiiest sae eht emitr tuo edaM. onsive pser repusand ing zama saw lihPlihPP saWPhil
    Reply from Phil Scaglia
    August 24th, 2026 08:06 PM
    Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
  • for
    Rick Whisman
    Encompass
    L
    Lindsay W
    FORISTELL, MO
    Posted on August 18th, 2026 07:32 PM
    We have had the pleasure of working with Rick for many years, and we couldn’t recommend him more highly! He has helped us with all of our financial needs over the years and has always been incredibly knowledgeable, trustworthy, and dependable....
    read more
    Reply from Rick Whisman
    August 18th, 2026 07:37 PM
    Thanks, Lindsay, for taking the time to provide valuable feedback to your experience.
  • for
    Phil Scaglia
    Encompass
    S
    Samantha H
    Kansas City, MO
    Posted on August 18th, 2026 05:00 PM
    Phil was amazing! He was patient and helped us with any questions or concerns.
    Reply from Phil Scaglia
    August 24th, 2026 08:19 PM
    Thank you for the kind words. I hope you enjoy making new memories in your new home.
  • for
    Martin Still
    Encompass
    M
    Melissa A M
    SPRING HILL, KS
    Posted on August 18th, 2026 04:27 PM
    Martin was extremely helpful! He made the process of purchasing our home very easy. He even responded to a message I had sent him on a weekend! Top tier customer service and will definitely recommend him to anyone we know looking to buy a home!!...
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    Reply from Martin Still
    August 18th, 2026 04:49 PM
    Thank you, Melissa. You are very kind and we enjoyed the opportunity to work with you on the purchase of your new home. Regards,
  • for
    Chris Lee
    Encompass
    T
    Thomas E S
    SAINT LOUIS, MO
    Posted on August 18th, 2026 04:19 PM
    Chris went above & beyond from start to finish; every question was always answered quickly & efficiently. He made the process seamless!
    Reply from Chris Lee
    August 18th, 2026 09:59 PM
    Thanks so much for the nice words Tom. I really appreciate it and hope you and Holly enjoy this house for many years to come!
  • for
    Jenny Zillner
    Encompass
    A
    Adam M C
    SHAWNEE, KS
    Posted on August 18th, 2026 03:46 PM
    Timely and organized
    Reply from Jenny Zillner
    August 24th, 2026 06:17 PM
    Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
  • for
    Mindy Primm
    Encompass
    N
    Nicholas D B
    St Peters, MO
    Posted on August 18th, 2026 02:47 PM
    Very friendly and easy to work with!! Never felt like I was being pressured into something I didn't want to do
    Reply from Mindy Primm
    August 18th, 2026 04:20 PM
    Thank you for the opportunity to assist you with your first home! You were a joy to work with and please stay in touch with any needs you may have in the future.
  • for
    Matt & Betsy Maassen
    Encompass
    O
    Owen S
    SAINT PETERS, MO
    Posted on August 18th, 2026 02:42 PM
    Very helpful through entire process, as a first time home buyer it can be overwheling, Matt did a good job explaining ever in the process
    Reply from Matt & Betsy Maassen
    August 24th, 2026 02:19 PM
    Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
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    About
    We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Our Company

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