
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Tracy was the absolute best and made our experience so easy and kept the stress level low. We would absolutely recommend her and First Stare Bank Mortgage to friends and family and will use them again if and when the time comes.
Reply from Owner
August 25th, 2026 12:00 AM
Thank you, Larry! We’re so glad Tracy made the experience easy and helped keep the stress level low. We truly appreciate your recommendation!
Great communication and the documents upload site was user friendly.
Reply from Jim Yarrington
August 25th, 2026 05:44 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
Ashley was very helpful and provided great customer service.
Reply from Ashley Jones
August 25th, 2026 05:04 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
Information relayed in a timely manner and all questions responded to and answered .
Reply from Shad Lager
August 25th, 2026 05:03 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
Robert was incredibly responsive and put extra time into making sure we got the best product for our situation. I never had to wait to hear from him and his communication was excellent.
Reply from Robert Hill
August 25th, 2026 02:14 PM
I really appreciate the feedback and am looking forward to working with you again.
Ashley was great!
Reply from Owner
August 25th, 2026 12:00 AM
Thank you, Hamilton! We’re glad Ashley was able to provide you with great service. We appreciate your feedback!
Ron is always very quick to respond and is able to answer our questions quickly. He provided fantastic advice to ensure we were getting the most out of our loan. Ron will always be my first call!
Reply from Ron Ruzicka
August 24th, 2026 08:20 PM
I really appreciate the feedback and look forward to working with you again.
Gerry was very responsive to all our quesitons, no matter how dumb. He helped ensure we stayed on track and knew what to complete when. Thanks, Gerry!
Reply from Gerry Phillips
August 19th, 2026 06:41 PM
Thank you so much for the kind words! And for the record—there are no dumb questions when you’re making an important financial decision. 😊 I’m grateful for the opportunity to help keep everything clear, organized, and moving in the right direction....
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Phil was always helpful and responsive throughout the process.
Reply from Phil Scaglia
August 24th, 2026 02:10 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
Jenny was always willing to listen, that's everything.
Reply from Jenny Zillner
August 24th, 2026 06:43 PM
Thanks for the great feedback. I hope you enjoy your new home!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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