First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Don was very good at communicating and helping assist throughout the process.
Reply from Don MacPherson
September 28th, 2026 06:52 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
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West Clay
West Clay has received a review with 5 star rating from D
Reply from Owner
October 13th, 2026 12:00 AM
Thank you for the 5-star rating! We appreciate you choosing First State Bank Mortgage and taking the time to share your support.
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I’ve worked with Phil on numerous purchase and refinance transactions over the past 20+ years, and he continues to exceed my expectations every single time. He has an amazing talent for taking complex, high-stakes deals and making them feel...
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Reply from Phil Scaglia
September 28th, 2026 06:50 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
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Easy experience
Reply from Phil Scaglia
September 28th, 2026 02:14 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
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I am unhappy that our loan was sold to Rocket Mortgage when Barry knew we were going to recast the mortgage as soon as possible after the sale of our previous house. Rocket Mortgage has been a nightmare to deal with.
Reply from Barry Allen
September 28th, 2026 04:19 PM
We appreciate your review and will take your feedback into consideration as we continue to enhance our services.
Smooth... no stress at all!
Reply from Matt & Betsy Maassen
September 28th, 2026 07:40 PM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
Although so many things kept popping up Peter did everything in his power to make our loan happen.
Reply from The O'Neill Team
September 21st, 2026 03:48 PM
Thanks Bobbi, we were so happy to assist you all to purchase your new home. Enjoy!!
You both made this experiance amazing, through great communication and helping my fiance and I understand the process!
Reply from Scott and Traci Turner
September 28th, 2026 07:35 PM
Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
I’ve worked with Phil on numerous purchase and refinance transactions over the past 20+ years, and he continues to exceed my expectations every single time. He has an amazing talent for taking complex, high-stakes deals and making them feel...
read more
Reply from Owner
November 13th, 2023 12:00 AM
Brook, we are glad to hear Phil provided you with top-notch service! We appreciate the feedback!
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He always answered my questions.
Reply from Robert Hill
September 28th, 2026 08:54 PM
I really appreciate the feedback and look forward to working with you again.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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