
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Reviews from Web
So helpful. Great communication. Easy to work with.
Reply from Jenny Zillner
August 24th, 2026 06:33 PM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
This is my fourth time using Brad for mortgage needs going back to 2012. He is my go-to guy, he provides incredible service and always does what is best for his clients. He has my complete faith and trust every time, which a feeling that is...
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Reply from Brad Fink
August 24th, 2026 04:29 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
Terry is professional and kind
Reply from The O'Neill Team
August 18th, 2026 02:12 PM
Thanks Shawn, always great working with you and Alena & DK! Best of luck with the new property!
Chris Lee was outstanding, informative & always available to answer any questions. He made the process seamless & smooth!
Reply from Owner
August 25th, 2026 12:00 AM
Thank you, Holly! We’re thrilled to hear Chris was informative, responsive, and helped make your mortgage process seamless. We appreciate your kind words!
Chesterfield has received a review with 5 star rating from Brett V
Reply from Owner
August 25th, 2026 12:00 AM
Thank you for the 5-star rating, Brett! We appreciate the opportunity to help with your mortgage needs.
Chesterfield has received a review with 5 star rating from Lindsay W
Reply from Owner
September 25th, 2024 12:00 AM
We appreciate your review, Lindsay!
St. Charles has received a review with 5 star rating from Nick B
Reply from Owner
September 9th, 2026 12:00 AM
Thank you for the 5-star rating, Nick! We appreciate your support of First State Bank.
Jim Yarrington has received a review with 5 star rating from Clint R
Reply from Owner
August 25th, 2026 12:00 AM
Thank you for the 5-star rating, Clint! We appreciate your business and support.
Everyone was great and communication was very good.
Reply from Jenny Zillner
August 24th, 2026 07:50 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
Doreen was excellent with communication and kept us in the loop all the way through to closing.
Reply from Doreen Hansen
August 24th, 2026 05:49 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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