
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Robert is very easy to work with. He is very knowledgeable, proficient and professional.
Reply from Robert Hill
November 3rd, 2025 07:21 PM
I really appreciate the feedback and look forward to working with you again.
Robert and the entire loan team made it all a BREEZE! Was wonderful working with them and robert helping us through the process as it was our first time buying a home!
Reply from Robert Hill
November 3rd, 2025 06:49 PM
Thanks for the great feedback. I hope you enjoy your new home!
phil is bery accessible and easy to work with.
Reply from Phil Scaglia
November 3rd, 2025 04:25 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
Jeff delivers as he says
Reply from Jeff Krueger
October 28th, 2025 12:02 PM
Thank you again Mark as I enjoyed working with you and appreciate your kind words. Jeff
Jim Yarrington has received a review with 5 star rating from Seth W
Reply from Owner
November 3rd, 2025 12:00 AM
Seth, your 5-star review means a lot to us—thank you!
Everyone was always available and willing to hold my hand through the process. Talking to Jenny always calmed me down.
Reply from Jenny Zillner
November 3rd, 2025 03:32 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
I prefer clear communication and simplicity. I got that here.
Reply from Beau House
November 3rd, 2025 06:29 PM
Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
Jenny was so attentive, especially considering we were house-hunting and in contact with her for a number of years before finally closing on our house. We really appreciated her patience and helpfulness with getting us where we are.
Reply from Jenny Zillner
November 3rd, 2025 06:31 PM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
Barry always answered my calls and addressed all of our questions and concerns promptly. He provided us with excellent advice and guidance and explained things one step at a time. I would highly recommend his services.
Reply from Barry Allen
November 3rd, 2025 02:52 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
Todd, was great at communicating and made the process super easy!
Reply from Todd Hedger
October 27th, 2025 12:59 PM
I'm glad to hear that you found the process straightforward and communication effective, Brett. It was my aim to make everything as smooth as possible for you. If any questions or future needs arise, feel free to reach out.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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