First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Great communication and fast response time!
Reply from Phil Scaglia
August 28th, 2026 04:51 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
Barry is the best. If you’re needing a mortgage, he is the guy!! He guides you through the whole process with ease. He answered any questions I had and made the whole process so easy.
Reply from Owner
August 25th, 2026 12:00 AM
Thank you, Rena! We’re so glad Barry was able to make the mortgage process easy and guide you through each step. We truly appreciate your recommendation!
Great communication and such a nice guy.
Reply from Matt & Betsy Maassen
August 27th, 2026 06:25 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
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Russ went above and beyond to make closing happen for for us on the scheduled closing date
Reply from Russ Bray
August 27th, 2026 05:13 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
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Phil was great. The process was so easy and seamless.
I was out of the country for most of the process but still communicated with Phil and the company without any trouble.
Reply from Phil Scaglia
August 27th, 2026 05:08 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
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Chris was very helpful and always responsive.
Reply from Chris Lee
August 23rd, 2026 11:27 PM
Thanks Mir! I appreciate the nice words and will be in touch as soon as the rates get better.
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He answered questions quicklt, even at some less Convenient times due to timezones
Reply from Phil Scaglia
August 27th, 2026 03:13 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
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Russ went above and beyond for us and helped us close on time.
Reply from Russ Bray
August 27th, 2026 03:06 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
The overall experience was fantastic. Jenny was incredible and Adrienne was very prompt in sending paperwork
Reply from Jenny Zillner
August 27th, 2026 02:03 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
Kept us informed. Communication was great
Reply from Gerry Phillips
August 22nd, 2026 05:53 PM
Joe/Bernice... It was my pleasure to work with you to get to the finish line. I enjoyed our visits at your home and am hopeful everything turns out well for you both!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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