
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Reviews from Web
Kelly was ontop of it fron start to finish and helped teach me many things along the way. She made the process easier.
Reply from Kelly Whitwood
August 25th, 2026 02:46 PM
It was great to work with you on your new home! Thank you for the kind words.
Chris and the team are great!
Reply from Chris Stecher
August 31st, 2026 01:25 PM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
Phil was easy to work with and helped me understand my options when I asked. THank you!
Reply from Phil Scaglia
August 31st, 2026 07:48 PM
I really appreciate the feedback and look forward to working with you again.
thank you for you r help
Reply from Terry & Peter O'Neill
August 31st, 2026 02:37 PM
Thanks for the great feedback. I hope you enjoy your new home!
All the help I received, and kindness
Reply from Phil Scaglia
August 31st, 2026 07:59 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
Great team. Thank you
Reply from Jeff Fetterhoff
August 31st, 2026 08:34 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
Very responsive throughout the process
Reply from Scott and Traci Turner
August 24th, 2026 04:26 PM
THANK YOU!
Phil is responsive, adaptable, knowledable and a great resource in this process.
Reply from Phil Scaglia
August 31st, 2026 08:21 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
Jim Yarrington has received a review with 5 star rating from Chris O
Reply from Owner
September 4th, 2026 12:00 AM
Thank you, Chris, for the 5-star rating! We appreciate you choosing First State Bank Mortgage and taking the time to leave us your rating. We’re grateful for your business and look forward to serving you again in the future!
Wow!!! Barry was amazing!! He guided me through this whole process and went above and beyond!!! He answered my 100 questions throughly and I couldn't have made it through this without him. I will definitely be recommending him to friends and...
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Reply from Barry Allen
August 28th, 2026 07:43 PM
Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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