First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Ron was incredibly attentive and a great communicator!
Reply from Ron Ruzicka
October 12th, 2026 07:46 PM
I enjoyed working with you. Thanks for the great feedback.
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Thank you for facilitating a swift and seamless home buying process.
Reply from Martin Still
October 5th, 2026 01:40 PM
Thank you Joshua. Congratulations on your new home it was great working with you both!
Jim Yarrington has received a review with 5 star rating from Jose H
Reply from Owner
October 13th, 2026 12:00 AM
Thank you for the 5-star rating, Jose! We truly appreciate you choosing First State Bank Mortgage.
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West Clay
Matt was great to work with, he was extremely knowledgably and very responsive. This was a stressful period in buying a new home but Matt made things much easier and supported us every step of the way. Highly recommend and will use again to...
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Reply from Owner
October 13th, 2026 12:00 AM
Thank you, Joe! We’re glad Matt was there to make the homebuying process easier and provide the support you needed along the way.
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West Clay
Matt did an amazing job! He kept me updated every step of the way and answered all my questions. I closed last week and am 8 months pregnant, so he made sure it was a stress-free process for me. Thanks Matt!!! :)
Reply from Owner
October 13th, 2026 12:00 AM
Congratulations on your new home, Miranda! We’re so glad Matt was able to make the process smooth and stress-free for you.
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The communication and customer focus were excellent. Phil and Nedra are great!
Reply from Phil Scaglia
October 12th, 2026 01:40 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
Always a good transaction with Jim and the crew!
Reply from Jim Yarrington
October 9th, 2026 02:19 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
The process was simple, not complicated at all.
Reply from Kelly Whitwood
October 9th, 2026 02:04 PM
Thanks for the great feedback. I hope you enjoy your new home!
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We had a great experience working with Rick and his team. Rick has been very responsive with his communication, and is very patient with answering all our questions. He is extremely knowledgeable, competent, and efficient, and helped us close...
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Reply from Rick Whisman
October 5th, 2026 02:56 PM
Joy, it was a pleasure working with you and Josh. I look forward to the next transaction.
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Jeff took the time to explain everything as i went through the refinancing of my house. He is very knowledgable with mortgages. I would highly recomend doing bussiness with Jeff.
Reply from Jeff Krueger
October 5th, 2026 11:37 PM
Eric, I'm grateful for your kind words, Eric. I'm pleased to have been able to help you through the refinancing process and provide clarity along the way. At First State Bank of St. Charles, we strive to ensure our clients feel informed and...
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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