
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Great experience
Reply from Jeff Fetterhoff
August 27th, 2026 06:19 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
West Clay has received a review with 5 star rating from Marni B
Reply from Owner
August 25th, 2026 12:00 AM
Thank you for the 5-star rating, Marni! We appreciate the opportunity to serve you.
Chesterfield has received a review with 5 star rating from Mir S
Reply from Owner
August 25th, 2026 12:00 AM
Thank you for the 5-star rating, Mir! We appreciate your business and are grateful you chose First State Bank Mortgage.
West Clay has received a review with 5 star rating from Tonia C
Reply from Owner
August 25th, 2026 12:00 AM
Thank you for the 5-star rating, Tonia! We appreciate you choosing First State Bank Mortgage.
I liked the informational videos as well as that communication was trasparent and easy to understand and he worked with us when we were having issues with HR providing the correct information.
Reply from Todd Hedger
August 21st, 2026 07:09 PM
Tonya, thank you for the great review, it was a pleasure working with you and your family! Congrulations on your beautiful new home!
Excellent service and a customer oriented attitude
Reply from Barry Allen
August 26th, 2026 05:27 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
Tracy was so great to work with! I am so glad my agent recommended her and I absolutely would recommend her to my friends and will use her again she was so helpful and made things easier to understand!
Reply from Tracy Geer
August 26th, 2026 04:11 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
Great partnership! Thank you.
Reply from Todd Hedger
August 21st, 2026 03:05 PM
Tyler, thank you for your great review! Congratulations on your beautiful new home.
So far everything is great.
Reply from Julie Sun
August 26th, 2026 02:27 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
Great communication and customer service.
Reply from Owner
August 25th, 2026 12:00 AM
Thank you, Tyler! Great communication and customer service are important to us, and we’re glad you had such a positive experience.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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