
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Reviews from Web
Don made this process so easy. He maintained clear communication, took the time to answer my questions and kept me updated on changes along the way.
Reply from Don MacPherson
October 5th, 2026 05:37 PM
Thank you for the positive review. If you need anything, please give me a call.
Randy Robinett has received a review with 5 star rating from Jason W
Reply from Owner
October 13th, 2026 12:00 AM
Thank you for the 5-star rating, Jason! We appreciate you choosing First State Bank Mortgage.
Everything was super transparen.
Reply from Barry Allen
September 29th, 2026 08:33 PM
Thank you for the kind words! Transparency is something I take great pride in, and I'm glad you felt informed and comfortable throughout the mortgage process. It was a pleasure working with you, and I appreciate the opportunity to help with...
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Phil made it easy
Reply from Phil Scaglia
October 5th, 2026 02:20 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
Jim Yarrington has received a review with 5 star rating from Maribel V
Reply from Owner
October 13th, 2026 12:00 AM
Thank you for the 5-star rating, Maribel! We appreciate you choosing First State Bank Mortgage.
Phil and his team was great. They made the entire experience painless and easy for us sleep at night!!. Thank you very much!
Reply from Phil Scaglia
October 5th, 2026 03:07 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
It was how helpful and patient everyone was.
Reply from Martin Still
September 28th, 2026 05:52 PM
Thank you Debbra! Congratulations on owning your home.
Did a good job
Reply from Nathan Grojean
October 5th, 2026 01:33 PM
Thank you for the review, I greatly appreciate it. If you have any questions regarding your loan, please let me know.
Melissa was awesome to work with. so kind and always keeping me updated on the process.
Reply from Melissa Maxwell
October 2nd, 2026 03:55 AM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
Chris is very thorough and helpful
Reply from Chris Laughlin
September 26th, 2026 10:34 PM
Thank you for allowing us to take care of the mortgage for you and Brad!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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