First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Everyone was friendly and efficient
Reply from Shad Lager
September 1st, 2026 03:48 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
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I’ve worked with Barry and First State three different times—twice purchasing a new home and once for a refinance. I’ve continued to come back to Barry because he is always available, responsive, and gets me what I need in a timely manner....
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Reply from Barry Allen
September 1st, 2026 03:30 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
I’ve worked with Barry and First State three different times—twice purchasing a new home and once for a refinance. I’ve continued to come back to Barry because he is always available, responsive, and gets me what I need in a timely manner....
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Reply from Owner
September 4th, 2026 12:00 AM
Thank you, Russell, for continuing to trust Barry and First State Bank Mortgage with your home financing needs! We’re thrilled to hear that his responsiveness and expertise have continued to make the process smooth for you, and getting you...
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Everything was pretty transparent
woth no surprises
Reply from Barry Allen
September 1st, 2026 03:38 PM
Thank you for the great review! I'm glad the process was transparent and that there were no surprises along the way. My goal is always to keep clients informed and make the mortgage process as smooth and straightforward as possible. I appreciate...
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My questions never went unanswered. always super responsive and helpful. Made this whole process so easy. Thanks for everything!
Reply from Ron Ruzicka
August 31st, 2026 07:45 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
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Everything was great!
Reply from Russ Bray
August 31st, 2026 05:50 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
Better explanation of things. Guaranteed we would save money going one route when it seemed more expensive in the long run. Won't be going through this bank and will do a credit union next time.
Reply from Nathan Grojean
August 31st, 2026 01:04 PM
I am grateful that you took the time out to leave us a response. Let us know how we could have helped you further.
With the situation Jenny was presented with regarding our application process was one for the books for sure. 3 days before my father in law was supposed to sign on the house he passed away. Jenny and her crew jumped in without missing a beat...
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Reply from Jenny Zillner
August 31st, 2026 06:55 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
Communiaction was great and I was very pleased we were able to pivot when the first loan option didn't work out.
Reply from Chris Stecher
August 31st, 2026 04:30 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
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Chesterfield
Chesterfield has received a review with 5 star rating from Ryan R
Reply from Owner
September 4th, 2026 12:00 AM
Thank you, Ryan, for the 5-star rating! We truly appreciate you choosing First State Bank Mortgage and taking the time to support us. We hope to have the opportunity to serve you again in the future!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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