First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Chesterfield
Jeff and Allison were absolutely great to work with throughout the entire process. There were definitely a lot of hoops to jump through and a few hurdles along the way, but they stayed on top of everything and made sure we got it done.The seller...
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Reply from Owner
September 25th, 2025 12:00 AM
Thank you for the kind words, Michael! We’re glad that Jeff and the rest of our team could assist you throughout the home-buying process!
Jim made it great! I'm certain buying a mortgage can be stressful and unpleasant. this was our first time purchasing a home and Jim made it not only easy , but also interesting and fun! Beth Anne and the rest of his team were extremely communicative...
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Reply from Jim Yarrington
September 4th, 2026 01:55 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
Jim Yarrington made our mortgage buying process great! I'm certain buying a mortgage can be stressful and unpleasant. This was our first time purchasing a home and Jim made it not only easy , but also interesting and fun! Beth Anne and the...
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Reply from Owner
September 4th, 2026 12:00 AM
Thank you, Dashiell, for your kind words! We’re so glad Jim was able to make your mortgage experience a great one. We truly appreciate your business and your trust in First State Bank Mortgage!
Chris Laughlin was beyond helpful. He is a wonderful communicator, and a genuinly nice person. He takes his time to explain all options and processes in great detail. We are grateful to have had such a great guidance and would HIGHLY recommend...
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Reply from Chris Laughlin
August 29th, 2026 03:19 AM
Thank you for the kind words Holly, and for allowing First State Bank to take care of the mortgage for you!
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Todd was great, and very helpful with the loan process!!!
Reply from Todd Hedger
September 2nd, 2026 04:20 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you.
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Beau was easy to talk to and made the process of buying a home stress free and seemless. Also always quick to respond and great communication.
Reply from Beau House
September 2nd, 2026 02:55 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
Jenny was absolutely great will all of her help with the loan process and making sure we had everything that we needed to close on the house. I would recommend her to anyone that is looking to buy a home
Reply from Jenny Zillner
September 2nd, 2026 02:23 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
Great communication throughout
Reply from Chris Stecher
September 2nd, 2026 07:06 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
Matt & Betsy were great to work with! They worked hard making sure our loan closed on time. They were very creative in finding the best scenario for our loan. Would highly recommend them!
Reply from Matt & Betsy Maassen
September 2nd, 2026 02:29 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
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I have highly recommended Russ to all of my friends and family members. He has been our loan officer for many years and continues to go above and beyond to ensure everything runs smoothly. He is very helpful, caring, and dependable!
Reply from Russ Bray
September 1st, 2026 04:37 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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