
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Reviews from Web
Scott and Traci both were supportive, patience and provided a lot of knowledge that we need to make a cross country move.
Reply from Scott and Traci Turner
January 12th, 2026 03:11 PM
Congratulations on your new home!! Enjoyed working with you two again!
Jim is engaging and has a significant amount of knowledge . Our situation was a bit unique as I asked for a loan of 400K which required extensive documentation which frustrated us .We ended up being able to cut that loan in half and Jim walked...
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Reply from Jim Yarrington
January 19th, 2026 06:45 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
West Clay has received a review with 5 star rating from Paul F
Reply from Owner
February 2nd, 2026 12:00 AM
Thank you so much for the 5 stars, Paul! We really appreciate your support.
Jim was very helpful and always got back to us right away whenever we had questions.
Reply from Jim Yarrington
January 16th, 2026 02:23 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
Shad was great to work with. He was very good about answering our questions and explained everything to us. A+++++
Reply from Owner
February 7th, 2026 12:00 AM
Thank you, Timothy! We’re so glad to hear Shad took great care of you and made everything easy to understand. We appreciate your kind words and your trust in our team!
Chris and the team did a great job of supporting us through the process. Chris had Excellent communication, he was extremely thorough, very fast, and available to answer questions even through the holidays.
Reply from Chris Laughlin
January 12th, 2026 06:35 PM
Natalie: Thank you for the kind review, and for making my job so easy (i.e. being responsive when I needed to chat with you, providing documentation and information quickly, etc.) I hope you love your new home!
I've worked with Gerry as a local Realtor for years. Always a very good experience.
Reply from Gerry Phillips
January 10th, 2026 02:07 PM
Thank you, Keith. Your friendship means a lot to me. Praying everything comes together for you on the planned projects for your new home!
Quick responses and he explained everything every step of the process.
Reply from Shad Lager
January 15th, 2026 04:50 PM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
Good service and clear comminucation
Reply from Phil Scaglia
January 15th, 2026 05:45 PM
Thanks for the great feedback. I hope you enjoy your new home!
Chris was so attentive and always available to answer our questions
Reply from Chris Lee
January 15th, 2026 04:15 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
1241–1250 of 12232
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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