First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Julie is a very knowledgeable a and very detailed Loan officer to work with.
she is valuable and professional.
she always works around my schedule,with no pressure.
Reply from Julie Sun
January 19th, 2026 02:57 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
i have done several mortgages with Matt he is my go to for anything mortgage related he is trustworthy , detailed, knowledgeable, communicative and has never let me down.
Reply from Matt & Betsy Maassen
January 19th, 2026 05:28 PM
Thank you for taking the time to provide feedback and for putting your trust in me! It was a pleasure to work with you.
Maggie was incredible to work with as a first-time homebuyer. She was always patient, available, and thorough in answering all of our questions. She truly made us feel supported and confident throughout the entire process. We couldn’t have...
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Reply from Owner
January 29th, 2026 12:00 AM
Thank you, Paola! We’re so glad to hear Maggie made your first-time homebuying experience a positive one. Her patience, availability, and dedication truly make a difference, and we appreciate you taking the time to share your experience.
Great experience overall. Doreen was fantastic! She was responsive, knowledgeable, and made the mortgage process easy and smooth. Highly recommend to anyone looking for a reliable and trustworthy loan officer.
Reply from Owner
February 2nd, 2026 12:00 AM
Thank you for taking the time to share your experience, Jodi. We’re so glad to hear Doreen provided such responsive and knowledgeable service and helped make the process smooth. We truly appreciate your recommendation and trust in our team.
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Professionalism, efficiency and great communications - all with a friendly, helpful manner
Reply from Mindy Primm
January 19th, 2026 05:39 PM
Thank you so much Jane! Best wishes for many happy years and many new adventures ahead!
Jenny is the best i would highly recomend her to anyone purchasing a home
Reply from Jenny Zillner
January 19th, 2026 05:00 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
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Ron helped us every step of the way and answered calls and texts without fail no matter what time or day!
Reply from Ron Ruzicka
January 19th, 2026 07:11 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
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Response was thorough and quick, even during the holidays.
Reply from Phil Scaglia
January 19th, 2026 04:17 PM
I really appreciate the feedback and look forward to working with you again.
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From day one, we had constant communication. He was very patient and gave us multiple paths we could take.
Reply from Russ Bray
January 19th, 2026 06:29 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
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As always, communication was expedient and thorough.. and advice was top-notch. Always a great transaction with Phil at the helm! The best in the business 👍🏼
Reply from Phil Scaglia
January 19th, 2026 04:20 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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