First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Steve is great at what he does. It is a pleasure to work with him.
Reply from Steve Carrico
January 14th, 2026 07:51 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
They worked very hard to get us the best interest rate possible and anytime I had questions, they answered them quickly! Great customer service! Will be using them again!
Reply from Matt & Betsy Maassen
January 14th, 2026 07:42 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
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Attention to detail.
Reply from Phil Scaglia
January 14th, 2026 06:04 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
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Barry is very personable and professional. I trust his advice. His staff is very good as well.
Reply from Barry Allen
January 14th, 2026 04:30 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words.
clear communication, questions were answered promptly.
Reply from Don MacPherson
January 14th, 2026 03:50 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
Very easy and always upfront with needed information.
Reply from Melissa Maxwell
January 14th, 2026 03:56 AM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you.
Barry is very personable and professional. I trust his advice. His staff is very good as well.
Reply from Owner
August 29th, 2024 12:00 AM
We appreciate your review, Mike!
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Phil was very knowledgeable and quick to respond with communication.
Reply from Phil Scaglia
January 14th, 2026 08:32 PM
Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
Jim Yarrington has received a review with 5 star rating from TIMOTHY A
Reply from Owner
January 29th, 2026 12:00 AM
Thank you for the 5-star review, Timothy! We truly appreciate you taking the time to share your experience.
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Phil was great and made this process seamless and stress free . We provided our documents and he took care of evety and found us the best rate! He also handked any hiccups without us ever knowing We recommend Phil and his team 100%! thank you...
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Reply from Phil Scaglia
January 12th, 2026 04:06 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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