
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Reviews from Web
Ron is a great loan officer. He helped us through the process of getting our mortgage for our first home back in 2018, our refinancing several years later, and getting our mortgage for our new home this past year. He communicates quickly and...
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was amazing every step of the way. She has a way of making you feel at ease during a process that is otherwise relatively stressful and unnerving. She's great with numbers and making you feel well taken care of. I wouldn't hesitate to work...
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Reply from Mindy Primm
February 16th, 2026 04:02 PM
It was truly my pleasure to work with and get to know you, Chris. Thank you so much for bringing me along on your journey and your kind words. Enjoy the home and wishing you all the best son the upcoming nuptials!
Very good communication and followup. Explaned the process every step of the way.
Reply from Tracy Geer
February 19th, 2026 04:29 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your home refinance and for the great feedback.
Very informative and compassionate
Reply from Nathan Grojean
February 19th, 2026 04:07 PM
I really appreciate the feedback and look forward to working with you again.
Our previous lender could not complete the task, but Matt and his team at FSB stepped up and got us to closing before our deadline. They also saved us thousands of dollars!! I will recommend Matt to everyone I know that is in need of a home...
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Reply from Matt & Betsy Maassen
February 19th, 2026 03:38 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
Tracy's knowledge and understanding of the lending process.
Reply from Tracy Geer
February 19th, 2026 03:04 PM
I really appreciate the feedback and look forward to working with you again.
West Clay has received a review with 5 star rating from William S
Reply from Owner
March 2nd, 2026 12:00 AM
Thank you, William! Your 5-star rating is greatly appreciated, and we’re glad we could be part of your experience.
Everyone I worked with was very helpful and made the home buying process go very smoothly
Reply from Jim Yarrington
February 17th, 2026 04:23 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
We've done 4 loans/refis with Martin now and always appreciate his expertise, promptness, and advice. It feels like he's always looking out for our best interest.
Reply from Martin Still
February 12th, 2026 05:07 PM
Thank you for the feedback. I always appreciate your trust and confidence.
The process was easy and all my questions were answered in a timely manner.
Reply from Todd Hedger
February 12th, 2026 01:40 PM
Nancy, it's great to know that you found the process easy and your questions were addressed promptly. If there's anything more you need or any future inquiries, please feel free to reach out.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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