First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Kim has been very helpful and patient to clients. She guides you from start to finish. Very reliable and makes sure everything is in order. I have worked with several times and referred her to my son and daughter as well. She will always be...
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Reply from Kim Schultz
February 18th, 2026 03:15 PM
Thanks, Menchie! This makes me so happy! I'm thrilled to be your go to loan officer! Always enjoy getting to work with you and your family!
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Great communication, makes everything convenient and easy as possible. Have used several times and will continue to use Rick for any mortgage needs.
Reply from Rick Whisman
February 18th, 2026 05:19 PM
Joe, thanks so much for your insight into your transaction!
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Chesterfield
Chesterfield has received a review with 5 star rating from Joe D
Reply from Owner
August 14th, 2025 12:00 AM
Joe, thanks for the excellent rating!
We have used Scott and Traci personally multiple times. We refer friends, family and clients to them and will continue to do so. Their expertise and communication can't be beat!
Reply from Scott and Traci Turner
February 17th, 2026 03:41 PM
congrats on your new home! So nice working with both of you!
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Rick makes the process very easy and communicates effectively! Highly recommend!
Reply from Rick Whisman
February 17th, 2026 05:38 PM
AJ, I appreciate the feedback and always a joy to deal with you!
Gerry worked really hard to get it done on time
Reply from Gerry Phillips
February 17th, 2026 01:52 AM
Larry, thank you so much for the kind words — it truly means a lot.It was an honor helping you secure your new home here at the Lake of the Ozarks. I’m grateful you were pleased with the experience — and I’m especially glad you enjoyed the...
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Lake of the Ozarks
Lake of the Ozarks has received a review with 5 star rating from Larry J
Reply from Owner
March 2nd, 2026 12:00 AM
Thanks for the 5-star review, Larry! We value your support and are grateful for the opportunity to serve you.
Amazing communication, and willing to pivot when needed to help the process move forward smoothly. We appreciate the time and effort you all put into helping us close on our first home!
Reply from Scott and Traci Turner
February 17th, 2026 03:42 PM
Congratulations on your new home! We really enjoyed working with you and your family!
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Responsive and knowledgeable
Reply from Phil Scaglia
February 20th, 2026 09:40 PM
It was great working with you. Thanks again for putting your trust in us.
Melissa was amazing and communicated all necessary information in a timely manner. Melissa truly cares about the individuals involved in the process of a loan. Thank you!
Reply from Melissa Maxwell
February 20th, 2026 07:16 PM
Thank you for the positive review. If you need anything, please give me a call.
1091–1100 of 12231
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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