First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Terry was very professional and friendly!
Reply from Terry & Peter O'Neill
February 25th, 2026 05:54 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
Don listen to our concerns. He was very pleasant to work with.
Reply from Don MacPherson
February 25th, 2026 05:43 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
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Very responsive and knowledgeable!
Reply from Ron Ruzicka
February 25th, 2026 03:53 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
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very knowledable and very organized
Reply from Phil Scaglia
February 25th, 2026 03:50 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
The help that Annette provided with my refinance was prompt and very useful.
Reply from Annette Bealmear
February 25th, 2026 03:33 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
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West Clay
West Clay has received a review with 5 star rating from Lesa W
Reply from Owner
March 2nd, 2026 12:00 AM
Thanks for the 5-star review, Lesa! We value your support and are grateful for the opportunity to serve you.
Great communication, great overall experience
Reply from Matt & Betsy Maassen
February 25th, 2026 06:36 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
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We have been working with Ron for 7 years now, and it is always an absolute joy. He's flexible, willing to come to you and so very kind.
Reply from Ron Ruzicka
February 24th, 2026 05:02 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
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Russ really knows his stuff.
Reply from Russ Bray
February 24th, 2026 04:04 PM
I really appreciate the feedback and am looking forward to working with you again.
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Tracy was absolutely exceptional. She was ALWAYS available for questions/assistance when needed, even during off-work hours. She was also quite patient to ensure both my spouse and myself were up to speed on all things necessary. Tracy was...
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Reply from Tracy Geer
February 23rd, 2026 09:38 PM
I enjoyed working with you. Thanks for the great feedback.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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