
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Reviews from Web
Gerry was great to work with. He made everything very simple and I would do it all again.
Reply from Gerry Phillips
March 3rd, 2026 03:48 AM
Ron... working with you was a pure delight. You were amazing. Did SO much before I could even ask. You were always 2 steps ahead of the entire process!! And you did it effortlessly!
Chesterfield has received a review with 5 star rating from Kate C
Reply from Owner
March 14th, 2026 12:00 AM
Thank you for the 5-star rating, Kate! We appreciate your support and the opportunity to serve you.
Stays on top of everything start to finish whether its new home finance or refinance.
Reply from Rick Whisman
March 2nd, 2026 04:28 PM
Vivek, thanks for repeat business. I appreciate your input. Clients, like you, are vital to my career.
if anything was needed, I could reach out at any time
Reply from Matt & Betsy Maassen
March 9th, 2026 02:05 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
it was smooth
Reply from Todd Hedger
March 2nd, 2026 03:29 PM
Hi Todd, Thank you for the 5-star review! Always a pleasure working with you and your wife!
Kelly was super helpful in answering all our questions
Reply from Kelly Whitwood
March 2nd, 2026 03:07 PM
Thank you, Kaleb. I am so glad I was able to help you both with your financing on your great new home! Hope you create many special memories there!
Martin is very responsive. Returns phone calls immediately. He gave the response to the application on a Sunday. The closing process was easy and pleasant.
Reply from Martin Still
March 2nd, 2026 02:51 PM
Janice,. thank you for taking the time to share your thoughts, and for trusting me with your application at First State Bank.
Chesterfield has received a review with 5 star rating from Vivek P
Reply from Owner
August 14th, 2025 12:00 AM
Thank you for the positive rating, Vivek!
Brad was excellent to work with on our mortgage. He is extremely knowledgeable and willing to teach.
Reply from Brad Fink
March 6th, 2026 04:51 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
Jenny is great to work with .
Reply from Jenny Zillner
March 6th, 2026 03:46 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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