
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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My husband and I have worked with Jeff multiple times over the years, and we truly wouldn’t choose anyone else. He is knowledgeable, responsive, and makes the entire lending process feel smooth and stress-free. Jeff always takes the time to...
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Reply from Jeff Krueger
March 3rd, 2026 08:44 PM
Abigail, it's wonderful to know that you and Mike have consistently found the lending process smooth and stress-free with my assistance. I aim to be knowledgeable and responsive, so I'm pleased that this has been your experience. Thank you...
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Don and Allison were very communicative and are wonderful to work with. Don always gives me advice like I am family, ensuring the options are in my best interest.
Reply from Don MacPherson
March 6th, 2026 03:30 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your home refinance and for the great feedback.
Matt is always fantastic to work with. He offered us many different options for refinancing and helped come up with the best fit for us. He is readily available for any questions and responds quickly. Matt makes the mortgage experience simple...
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Reply from Matt & Betsy Maassen
March 6th, 2026 03:29 PM
I really appreciate the feedback and look forward to working with you again.
Amazing bank to do business with.
Reply from Owner
October 2nd, 2024 12:00 AM
Stephanie, we are grateful for your business and review!
Ease of process
Reply from Chris Stecher
March 5th, 2026 09:43 PM
I enjoyed working with you on your home refinance. Thanks for the great feedback.
Everyone was very friendly and helpful. The process was easy, which made closing go smoothly.
Reply from Matt & Betsy Maassen
March 5th, 2026 08:54 PM
Thanks for the great feedback. I hope you enjoy your new home!
everything so I could get to my house with very little hassle
Reply from Jeff Krueger
February 28th, 2026 06:15 PM
John...thank you so much for your trust in me and look forward to meeting you. I am glad all worked out with your funds and hopefully all your furniture and items arrived safely. Thank you again. Jeff
Matt and the team kept on top of every aspect of the loan.
They were receptive, helpful and very kind.
Reply from Matt & Betsy Maassen
March 5th, 2026 03:09 PM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
Beau and his team were great to work with and made the process easy and understandable.
Reply from Beau House
March 5th, 2026 03:03 PM
It was great working with you to refinance your home loan. Thanks again for putting your trust in us.
Chesterfield has received a review with 5 star rating from William R
Reply from Owner
March 10th, 2026 12:00 AM
Thank you for the 5-star rating, William! We truly appreciate your support and the opportunity to serve you.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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