Chris Laughlin
Senior Loan Officer | NMLS # 657495
I love to teach and I love to help people. No wonder I enjoy my job so much! Every day I get to help clients learn about home financing, a topic that’s, unfortunately, more confusing than it really should be.
I view my job as that of a t... Show More
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Chris , was the excellent professional , friendly and fun couldn't have been better
Reply from Chris Laughlin
December 10th, 2025 03:55 PM
Thank you for the kind review Mike.
Chris worked with me as a first time homebuyer. He was able to explain things very thoroughly so that there was no room for confusion. I would recommend Chris to others that were in the same spot as me.
Reply from Chris Laughlin
December 8th, 2025 07:23 PM
Ryan: Thank you for the kind review. It was a pleasure helping you buy your 1st home. I'm looking forward to helping you refinance (if/when rates come-down a little). :)
great service. helpful and informative. great support throughtout the process with open and honest communication.
Reply from Chris Laughlin
December 8th, 2025 07:23 PM
Sonam: Glad we were able to help you with the purchase of your new home. I hope you have many happy years there!
Chris Laughlin was wonderful. He made sure that I always knew what was happening, and I knew what to expect next. Who knew that borrowing money for a new house could be this nice? Thank you Chris and First State Bank.
Reply from Chris Laughlin
November 24th, 2025 05:36 PM
Kelly: Thank you for the kind review, and for allowing us to assist you with your home financing. I hope you love the new house!
thorough and detailed explanations. Also, Chris went above and beyond and answering all our questions concerns and made the process extremely smooth.
Reply from Chris Laughlin
November 24th, 2025 05:37 PM
Kumar: It's always a pleasure working with a like-minded client. Your thoroughness and attention to detail made my job easy. Thank you for allowing us to assist you with the purchase of your new home.
We have gone through a handful of refinances and home purchases and have never received the services provided by Chris. Not only did he explain every step of the process and every document that we were required to sign, he gave us advice on...
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Reply from Chris Laughlin
November 14th, 2025 08:21 PM
Mike: Thank you for allowing me to take care of the mortgage for you. You were a pleasure to work with.
Chris hung in there with us, providing excellent counsel and patience, while fate evidently decided that we needed an adventure on both the original loan and the refinancing
Reply from Chris Laughlin
November 14th, 2025 04:12 PM
Mike: I wish I could say it was 'fun' working on the loan with you, but you and I both know it was more challenge than fun (for both of us). Although your situation was one of the most unique and difficult ones I've ever run into (and required...
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Chris was very communicative, thoughtful, and took the time to make sure we understood the all the details with such a complicated process. This is our second time working with Chris and only have great things to say!
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Reply from Chris Laughlin
November 7th, 2025 08:44 PM
Thank you Tyler for the kind words, and for trusting our team to take care of the mortgage for you again.
Chris has an incredible knack at explaining the process with great detail, leaving no questions to ask. He clearly outlines what he needs in thorough emails I can reference repeatedly if needed. His team took excellent care of me and goes above...
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Reply from Chris Laughlin
November 4th, 2025 06:56 PM
Brian: Thank you for the kind words... and for trusting me again to take care of your home's financing.
Chris went above and beyond to make himself available for questions throughout the process. He was thorough and a great communicator.
Reply from Chris Laughlin
October 20th, 2025 04:29 AM
Jenna: So glad we could help you and Kyle with your home purchase. I hope you have many wonderful years in your new home!.
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About
I love to teach and I love to help people. No wonder I enjoy my job so much! Every day I get to help clients learn about home financing, a topic that’s, unfortunately, more confusing than it really should be.
I view my job as that of a teacher; helping my clients understand which loan options they qualify for… and the differences between those options. It doesn’t matter if you’re purchasing your first home, a vacation home, a rental property, or you’re investigating refinancing an existing loan, I’d like to share the knowledge I have so that you can figure out which loan option is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Mortage loans for purchasing or refinancing a residence, vacation home, or investment property.
Purchase and refinance loans for primary residences, vacation homes, & investment properties.
Conventional, FHA, VA, USDA, & Portfolio loans. We loan in all 50 states.
Jumbo
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
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Addresses and Serving Areas
Primary Serving Area
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 657495
Hobbies
- Hiking and Pickleball
- Pickleball
- Hiking, especially Colorado 14ers
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org