Chris Laughlin
Senior Loan Officer | NMLS # 657495
I love to teach and I love to help people. No wonder I enjoy my job so much! Every day I get to help clients learn about home financing, a topic that’s, unfortunately, more confusing than it really should be.
I view my job as that of a t... Show More
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Chris is great to work with, very clear, excellent communicator.
Reply from Chris Laughlin
April 16th, 2026 04:31 PM
Thank you for allowing us to take care of the loan for you Emily!
Chris was incredibly informative and explained everything in a way that we could easily comprehend. We felt very comfortable working with Chris. He is truly a valuable asset to your company..
Reply from Chris Laughlin
April 9th, 2026 04:06 PM
Tina: Thank you for the kind review. I was a pleasure working with you and Diana. :)
Everything went well and i have used Chris 3 times so am a repeat customer. Thank you
Reply from Chris Laughlin
March 30th, 2026 06:46 PM
I really appreciate the feedback and am looking forward to working with you again.
Chris was an exceptional communicator and helped walk me through the process every step of the way. His attention to detail and experience made the refinancing process painless.
Reply from Chris Laughlin
March 3rd, 2026 03:38 PM
Jacob: Glad we could help you with the refinance, and at no cost. Now we'll keep our fingers crossed that rates decline a little bit further... and we'll do it again, for free!
Chris did a great job
Reply from Chris Laughlin
February 9th, 2026 03:45 PM
Hope you enjoy your new home Matt. Thank you for allowing us to take care of the mortgage for you.
Chris is always extremely educational and patient with all my questions, I really appreciate it and leave every experience more informed than how I went into it.
Reply from Chris Laughlin
February 5th, 2026 06:11 PM
Collin: Thank you for allowing us to assist you in lowering the interest rate on your loan. Now we'll keep our fingers crossed the rate drops further... since you can refinance again down to a lower rate for free!
Chris makes sure everything stays on track so we can get the deal done.
Reply from Chris Laughlin
February 2nd, 2026 04:35 PM
Thank you for review Bill. Welcome back to Kansas City!
Chris and the team did a great job of supporting us through the process. Chris had Excellent communication, he was extremely thorough, very fast, and available to answer questions even through the holidays.
Reply from Chris Laughlin
January 12th, 2026 06:35 PM
Natalie: Thank you for the kind review, and for making my job so easy (i.e. being responsive when I needed to chat with you, providing documentation and information quickly, etc.) I hope you love your new home!
Chris was very generous with his time and explained the process and calculations vey thoroughly. Importantly, he answered every question while never making me feel dumb.
Reply from Chris Laughlin
January 1st, 2026 03:10 AM
Kathleen: I enjoyed answering your questions and assisting you with the loan. Thank you for allowing our bank to take care of the mortgage for you. I hope you love your new home!
Chris takes the time to explain what is needed and why. If he didn't have an answer, he found the answer and followed up. Many people don't take the time to make sure you understand and lack follow up. I really appreciate that about Chris,...
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Reply from Chris Laughlin
December 11th, 2025 07:50 PM
Shaquoya: I'm so happy your persistence with the appraisal issue worked-out to your benefit! I hope you have many happy years in the in the house. Let's keep an eye on interest rates together. If they go down enough, our bank has an option...
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About
I love to teach and I love to help people. No wonder I enjoy my job so much! Every day I get to help clients learn about home financing, a topic that’s, unfortunately, more confusing than it really should be.
I view my job as that of a teacher; helping my clients understand which loan options they qualify for… and the differences between those options. It doesn’t matter if you’re purchasing your first home, a vacation home, a rental property, or you’re investigating refinancing an existing loan, I’d like to share the knowledge I have so that you can figure out which loan option is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Mortage loans for purchasing or refinancing a residence, vacation home, or investment property.
Purchase and refinance loans for primary residences, vacation homes, & investment properties.
Conventional, FHA, VA, USDA, & Portfolio loans. We loan in all 50 states.
Jumbo
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
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Addresses and Serving Areas
Primary Serving Area
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 657495
Hobbies
- Hiking and Pickleball
- Pickleball
- Hiking, especially Colorado 14ers
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org