Chris Laughlin
Senior Loan Officer | NMLS # 657495
I love to teach and I love to help people. No wonder I enjoy my job so much! Every day I get to help clients learn about home financing, a topic that’s, unfortunately, more confusing than it really should be.
I view my job as that of a t... Show More
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All around great.
Reply from Chris Laughlin
July 24th, 2026 06:51 PM
Thank you for the kind review Alex.
Chris was extremely knowledgeable and thorough in explaining the entire loan process.
Reply from Chris Laughlin
July 9th, 2026 07:32 PM
Robin: Thank you for the kind review. It was a pleasure assisting you and Jacque with the purchase of your new home!
Always available and knowledgable about the evolving market!
Reply from Chris Laughlin
June 30th, 2026 07:24 PM
Thank you for allowing me, and First State Bank, to take care of the mortgage for you and your new home!
Chris made the process as easy as possibke for me and really helped explained things so I could understand them fully.
Reply from Chris Laughlin
June 15th, 2026 04:44 PM
Thak you for the kind review Emily... and congratulations on your home purchase!
The team at First State Bank was a great help throughout the entire process. They were always available for a phone call or text to answer any questions I had. The closing appointment was very detailed, and Chris took the time to explain all...
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Reply from Chris Laughlin
June 11th, 2026 09:33 PM
Congratulations on the home purchase Mike, and thank you for allowing us to take care of the loan for you. You made our jobs easy with your quick responses when we had a question or needed some documentation. We wish you many happy years in...
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Really appreciated how Chris took the time to walk through all the details and was willing to pick up the phone and answer questions we had even at 9 pm.
Reply from Chris Laughlin
May 22nd, 2026 06:03 PM
I'm glad to hear that my efforts to assist you were helpful. Thank you for your kind words and for trusting First State Bank to take care of the mortgage for you.
Chris was always so thorough and knowledgeable. He made sure that we understood everything and made us extremely comfortable.
Reply from Chris Laughlin
May 20th, 2026 05:16 PM
Patrick: Thank you for allowing us to take care of your mortgage finance needs once again!
Kind, efficient , accurate, etc
Reply from Chris Laughlin
May 19th, 2026 04:04 PM
Matt: Thank you for the nice review Matt.
It was fast easy and Chris was knowledgeable about how allow the process to work Thanks, Chris
Reply from Chris Laughlin
May 7th, 2026 08:31 PM
Matt: Thank you for letting us take care of the loan for you!
Excellent information and made process seamless
Reply from Chris Laughlin
May 4th, 2026 04:34 PM
Thank you for allowing us to take care of your and Bella's mortgage needs again!
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About
I love to teach and I love to help people. No wonder I enjoy my job so much! Every day I get to help clients learn about home financing, a topic that’s, unfortunately, more confusing than it really should be.
I view my job as that of a teacher; helping my clients understand which loan options they qualify for… and the differences between those options. It doesn’t matter if you’re purchasing your first home, a vacation home, a rental property, or you’re investigating refinancing an existing loan, I’d like to share the knowledge I have so that you can figure out which loan option is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Mortage loans for purchasing or refinancing a residence, vacation home, or investment property.
Purchase and refinance loans for primary residences, vacation homes, & investment properties.
Conventional, FHA, VA, USDA, & Portfolio loans. We loan in all 50 states.
Jumbo
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
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Addresses and Serving Areas
Primary Serving Area
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 657495
Hobbies
- Hiking and Pickleball
- Pickleball
- Hiking, especially Colorado 14ers
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org