Chris Laughlin
Senior Loan Officer | NMLS # 657495
I love to teach and I love to help people. No wonder I enjoy my job so much! Every day I get to help clients learn about home financing, a topic that’s, unfortunately, more confusing than it really should be.
I view my job as that of a t... Show More
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
This is my third time working with Chris to finance my home, and each time it's been easy and informative. Chris keeps me in the loop all the way through the process and makes sure I understand the pros and cons at each decision point. He makes...
read more
Reply from Chris Laughlin
October 20th, 2025 01:04 AM
Sarah: So glad we could help you lower the rate and payment on your VA loan. Now we'll keep our fingers crossed that rates drop a little further... and we'll do it again in 6 months. :)
Awesome! Chris was great to work with and would refer!
Reply from Chris Laughlin
October 17th, 2025 01:22 AM
Thank you for allowing us to take care of the loan for you Chris!
Chris really helped me understand the process of preapproval, credit, rates, home insurance, and took the time out of his nights and weekends to thoroughly answer any questions or concerns I had. Chris made this brand new process (to me) smooth...
read more
Reply from Chris Laughlin
October 14th, 2025 06:04 PM
Mitchell: Congrats on buying your first home! It was a pleasure to help you with the financing. If you ever have any questions about anything mortgage-related (e.g. when does refinancing make sense... and when doesn't it, how much will the...
read more
Chris walked us through every step. At our closing there was not one surprise! Buying a home is very stressful and a big commitment. Chris and his team kept us moving forward with all of it. My new home is just perfect! Thank you Chris.
Reply from Chris Laughlin
September 12th, 2025 02:32 PM
Linda: you were a pleasure to work with! Glad we could help you with the loan.
Chris and everyone there was easy to talk to gave all answers to questions we had would listen when we had something to say made the whole process easy. Thanks to Chris and everyone there. Will refer anyone need this kind of help to First State...
read more
Reply from Chris Laughlin
September 11th, 2025 03:26 PM
Thank you Dennis & Linda for the nice review. It was a pleasure assisting you with the mortgage. We hope you love the new house!
Chris well-manages information flows, documentation requirements, transaction timing and successful outcomes towards closing. Team member Karen Kasey was easy to work with as well. We are appreciative of the expectation setting, information...
read more
Reply from Chris Laughlin
September 2nd, 2025 07:33 PM
Al: Thank you so much for the compliments. Karen and I work really hard to make sure clients know what's going to happen, what's happening, and what's coming next. We appreciate your business... and look forward to helping you with a refinance...
read more
Chris was very communicative throught out the whole process, making things easy and smooth. Always was letting me know what was going and making sure we got everything done before the deadlines. If anyone ever need a loan officer, I would highly...
read more
Reply from Chris Laughlin
August 26th, 2025 06:51 PM
Riley: I know the process of getting the downpayment grant approved was a lot of work. Thank you for having a positive 'get it done' attitude as we worked through all the government requirements together. I hope you have many happy years in...
read more
Chris made the process of buying a home one of the most informative and straightforward experiences my wife and I have ever had. Not only is he extremely personable, but he also was very communicative about every step of the process. He was...
read more
Reply from Chris Laughlin
August 25th, 2025 08:50 PM
Conner: Thank you for kind words. Working with you and Honor was a pleasure. Now we just need interest rates to drop a little so we can help you refinance for free down to a lower rate!
Chris is very detail-oriented, and takes the time to thoroughly talk through each step along the way. I felt confident in my understanding of the whole mortgage process because Chris made sure I understood. I also appreciate his transparency...
read more
Reply from Chris Laughlin
August 19th, 2025 03:03 PM
Jeff: Thank you for allowing us to take care of the loan for you new vacation home! We appreciate your business, and hope we'll be able to assist you with something else in the future.
Chris was very thorough and knowledgable throughout the process
Reply from Chris Laughlin
August 13th, 2025 04:21 PM
Matt: Glad we were able to help you purchase your first home! I hope you have many happy years there.
41–50 of 278
About
I love to teach and I love to help people. No wonder I enjoy my job so much! Every day I get to help clients learn about home financing, a topic that’s, unfortunately, more confusing than it really should be.
I view my job as that of a teacher; helping my clients understand which loan options they qualify for… and the differences between those options. It doesn’t matter if you’re purchasing your first home, a vacation home, a rental property, or you’re investigating refinancing an existing loan, I’d like to share the knowledge I have so that you can figure out which loan option is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Mortage loans for purchasing or refinancing a residence, vacation home, or investment property.
Purchase and refinance loans for primary residences, vacation homes, & investment properties.
Conventional, FHA, VA, USDA, & Portfolio loans. We loan in all 50 states.
Jumbo
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Addresses and Serving Areas
Primary Serving Area
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 657495
Hobbies
- Hiking and Pickleball
- Pickleball
- Hiking, especially Colorado 14ers
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org